Your first choice in finance.

Connect the dots from where you are to where you want to be. Rapid Loans gives people and organisations the opportunity to access the funds they need to achieve their goals, providing a full suite of personal, business and car loan products tailored to your precise needs.

We are here to help

Rapid Loans in Townsville

When you’re looking for a trusted lender for fast cash or a personal loan, look no further than Rapid Loans. From financing that trip abroad to furnishing that brand new home, we want to back you, offering the support you want to live the lifestyle you choose. We make personal loans simple, saving you the hours you’d waste comparing loan products by offering a single bespoke loan package, tailored to fit your needs and circumstances. Apply online today or start a conversation with one of our consultants and find out how we could fit into your lifestyle.

At Rapid Loans, we’re fans of local enterprise. We want to help Townsville businesses become all they can be, so we offer a range of loan products designed specifically for growing organisations. With application for loan amounts from $10,000 to $50,000 available, if approved, you’ll have everything you need to upgrade tired old plant and equipment, purchase stock to fulfil a large order or deal with one-off expenses.

A flexible company offering flexible cash loans, we welcome you to apply if your business is older than six months and turns over more than $10,000 every month, allowing more organisations in Townsville the opportunity to access the money they need to reach their full potential. With quick responses provided on all business loan enquiries, you’re always ready to jump on opportunities as they present themselves, allowing you to act quickly in a fast-paced market. Talk to one of our team members today and discover why local businesses choose Rapid Loans, or apply now with our fast and easy online application form.

We help you get behind the wheel. Get all the fun of a new car with none of the hassle of juggling complicated finance arrangements. Rapid Loans makes it simple for anyone looking to buy their first car or upgrade their existing vehicle to get the funds they need, when and where they need them. With loan amounts from $5,000 to $40,000 available, with two weeks of conditional pre-approval, we have you covered whether you’re looking for something modest or fully-featured.

Find out why Rapid Loans is one of the preferred loan providers to people across Townsville and get in touch with one of our consultants today. Speak to us over the phone on 1300 727 431, apply online using our fast and easy application form, or send us your questions via email and we’ll be happy to provide the information you’re looking for.

When unexpected expenses arise, or if you need funds to take up a great opportunity, a fast cash loan might be just what you need. Rapid Loans specialises in fast and easy online loans, whether you need cash loans, personal loans, car loans, debt consolidation, or a small business loan. Rapid Loans regularly assists countless Townsville residents with personal finance at a much quicker turnaround than what a standard bank can offer.

If you’re in need of an urgent cash loan in Townsville, we have several options you can take advantage of depending on your financial circumstances. At Rapid Loans, we specialise in offering fast personal service on personal loans from $2,001 up to $40,000 and car loans from $5,000 to $40,000.

Contact Us


1300 727 431



1924 Gold Coast Highway,
Miami, QLD, 4220

Postal Address:

Rapid Loans Pty Ltd, PO Box 429,
Miami, QLD, 4220

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What do I need to apply for a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

– Your identity
– Your financial circumstances
– Your lifestyle

Can I get an unsecured loan?

Rapid Loans does not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.

Will the funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time of day of the successful application, the funds may be available the same day.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as your borrower profile, the loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.

What is a p.a. comparison?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to the interest rate charged it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.

I am on government benefits. Can I still get a loan?

Depending on your total income when compared to your expenses, you may still be eligible for a loan with Rapid Loans if Centrelink benefits form part of your income. Please note that only some benefits are accepted as eligible forms of income.

Do you offer payday loans?

While our personal loans are fast and simple, Rapid Loans is not a payday lender and our minimum contracted loan term is 18 months, though you may choose to make extra repayments to complete your loan early.