Call on us for your loans needs.

Fast track your finances with Rapid Loans – our online application is quick and simple, so you can seize the day and start making things happen.

We are here to help

We’re here for you Adelaide.

Make the smarter choice for your lifestyle. Rapid Loans helps connect people and organisations across Adelaide with the personal, business and car financing they’re looking for to achieve their goals. Whether you’re looking to enjoy a little bit of well-deserved luxury, or want to make your company all it can be, we’re the team to turn to.

At Rapid Loans, we’re all about helping people lead the lifestyle they choose. Whether you’re dreaming of a holiday abroad or want to transform the interior of your new place, we want to be part of the solution. Don’t spend hours comparing loan products; at Rapid Loans, we make finding the cash loans you need easy, offering you a single loan package that our consultants customise to your needs. Just start a conversation with one of our consultants today and find out how we could help you live the life you’ve been looking for.

Rapid Loans is proud to be an Australian-owned and operated business. We want to give back to the communities that support us, so we offer a comprehensive range of business loan products tailored to the specific needs of your organisation. When you’re looking to upgrade your equipment, get the stock to meet peak demand or deal with some one-off expenses, we’re there for you, offering between $10,000 and $50,000 in cash loans with flexible repayment terms.

It’s easy to get the business finance you need when you are approved with Rapid Loans. If you’ve been in operation for more than six months and you turn over more than $10,000 each month, you’re welcome to apply for one of our packages. With rapid responses provided on all business loans enquiries, we give you the ability to respond quickly to changes in the market, allowing you to jump on opportunities as they arise.

Get the funds you need to step behind the wheel sooner. Whether you’re upgrading to something new or buying your first car, Rapid Loans can help. We offer between $5,000 and $25,000 in finance to approved applicants, with the convenience of two weeks of conditional pre-approval, so no matter what you’re looking for, you can feel ready to buy. Get the car you’ve always wanted sooner with help from Rapid Loans.

Rapid Loans connects people and organisations across Adelaide with the funds they’re looking for to achieve their goals. If you’re looking to make the smarter financial move, speak to our team on 1300 727 431 or send us your questions via email and we’ll get back to you as soon as possible.

When unexpected expenses arise, or if you need funds to take up a great opportunity, a fast cash loan might be just what you need. Rapid Loans specialises in fast and easy online loans, whether you need cash loans, personal loans, car loans, debt consolidation, or a small business loan. Rapid Loans regularly assists countless Wollongong residents with personal finance at a much quicker turnaround than what a standard bank can offer.

If you’re in need of an urgent cash loan in Adelaide, we have several options you can take advantage of depending on your financial circumstances. At Rapid Loans, we specialise in offering fast personal service on personal loans from $2,001 up to $40,000 and car loans from $5,000 to $40,000.

If you need more information regarding our loans or need to speak to a consultant for assistance with making an application, please call our customer service team today on 1300 727 431. You can also request a call back from our staff at your convenience by filling out the form here.

Contact Us


1300 727 431



1924 Gold Coast Highway,
Miami, QLD, 4220

Postal Address:

Rapid Loans Pty Ltd, PO Box 429,
Miami, QLD, 4220

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What do I need to get a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

– Your identity
– Your financial circumstances
– Your lifestyle

Can I get an unsecured loan?

Rapid Loans does not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.

Will the funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time of day of the successful application, the funds may be available the same day.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as your borrower profile, the loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to the interest rate charged it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.

I am on government benefits. Can I still get a loan?

Depending on your total income when compared to your expenses, you may still be eligible for a loan with Rapid Loans if Centrelink benefits form part of your income. Please note that only some benefits are accepted as eligible forms of income.

Do you offer payday loans?

While our personal loans are fast and simple, Rapid Loans is not a payday lender and our minimum contracted loan term is 18 months, though you may choose to make extra repayments to complete your loan early.