Adventure is calling

Hit the Road with Motorhome Financing

Planning your next adventure? Whether you’re purchasing your first motorhome, upgrading to a newer model or replacing your current recreational vehicle, Rapid Loans offers secured vehicle loans that may be used to help finance eligible new and used motorhomes.

Rapid Loans offers vehicle loan amounts from $5,000 to $45,000, fixed interest rates and flexible repayment frequencies.

At Rapid Loans, when you apply for a motorhome loan, you are applying for Rapid Loans’ secured vehicle loan product. All applications are subject to our credit eligibility criteria and approval.

Finance for New and Used Motorhomes

Whether you’re preparing for weekend holidays, extended road trips or long-term travel around Australia, a motorhome offers the flexibility to explore at your own pace.

Rapid Loans provides secured vehicle loans that may be used to help finance eligible new and used motorhomes purchased through:

• Licensed dealerships
• Online vehicle marketplaces
• Private sellers

With fixed interest rates and flexible repayment frequencies available weekly, fortnightly or monthly, you’ll know what your repayments will be throughout the term of your loan.

Loan amounts range from $5,000 to $45,000, subject to our credit eligibility criteria and approval.

How to Apply for a Motorhome Loan

Applying for a Motorhome Loan with Rapid Loans is completed entirely online.

Here’s how it works:

Apply online – Complete our secure online application with your personal details, income information and the amount you’d like to borrow.

Application assessment – Our team will assess your application against our credit eligibility criteria and contact you if any further information is required.

Provide supporting documents – We may request proof of identity, proof of income and details about the motorhome you intend to purchase.

Settlement and funding – If your application is approved and your loan settles, funds will be provided in accordance with your loan agreement to assist with your eligible motorhome purchase.

Many applicants complete the online application in just a few minutes.

Conditional Pre-Approval Before You Shop

Shopping for a motorhome is easier when you know your budget.

Rapid Loans may provide eligible applicants with conditional pre-approval, giving you a clearer understanding of how much you may be able to borrow before you begin comparing vehicles.

Conditional pre-approval can also provide greater confidence when negotiating with dealerships or private sellers, helping you focus on motorhomes that fits your indicative borrowing limit.

What Can a Motorhome Loan Be Used For?

A Rapid Loans secured vehicle loan may be used to help finance a wide range of eligible motorhomes, including:

• Class A motorhomes
• Class B campervans
• Class C motorhomes
• Motorhomes purchased from dealerships
• Used motorhomes purchased from private sellers
• Recreational vehicles designed for touring Australia

If you’re unsure whether your chosen vehicle is eligible, our team can explain the lending criteria before you apply.

Motorhome Loans vs Caravan Loans

Although motorhomes and caravans are both popular choices for travelling around Australia, there are some important differences.

A motorhome is a self-powered vehicle that combines transport and living accommodation in a single vehicle. Because the vehicle has its own engine, it can be driven without requiring another vehicle for towing.

A caravan is a towable recreational vehicle that must be pulled by a separate vehicle.

Rapid Loans offers a secured vehicle loan which can be used to finance a range of eligible motorhomes and caravans.

Why Choose Rapid Loans for Motorhome Finance?

Since 2003, Rapid Loans has helped Australians access finance through a straightforward lending process.

When you choose Rapid Loans, we offer:

• Loan amounts from $5,000 to $45,000
• A simple online application process
• Fixed interest rates
• Flexible repayment frequencies
• Conditional pre-approval for eligible applicants
• No early repayment fees
• Friendly customer service support

Whether you’re planning occasional road trips or extended travel around Australia, Rapid Loans provides secured vehicle loan products that may be used to help finance eligible motorhome purchases, subject to our credit eligibility criteria and approval.