Make your big day perfect

At Rapid Loans, when you apply for a Wedding Loan, you are applying for one of our secured personal loan products, which may be used to finance eligible wedding-related expenses. All applications are subject to our credit eligibility criteria and approval.

A personal loan for a wedding can be used to pay for eligible expenses such as the wedding venue, catering, photography, transportation, and other related expenses.

If you’re applying for finance for eligible wedding-related expenses, you’ll need to meet Rapid Loans’ lending criteria. When assessing your application, we’ll generally consider factors such as:

• Age: You must be at least 18 years old.
• Residency: You must be an Australian citizen or permanent resident.
• Income: You’ll need to have a regular income to demonstrate your ability to meet your repayment obligations.
• Credit history: We’ll consider your credit history as part of our lending assessment.
• Financial circumstances: We’ll ask for information such as bank statements and details of your current financial commitments to help assess your application.
• Employment: We’ll ask about your employment status, whether you’re employed, self-employed or receive another form of regular income.

These are some of the factors we may consider when assessing your application. Depending on your individual circumstances, we may request additional information or supporting documentation. All applications are assessed individually against our lending criteria and responsible lending obligations, and meeting the eligibility requirements does not guarantee approval.

Your repayment start date will be outlined in your loan contract if your application is approved. Before your loan settles, we’ll explain your repayment schedule, including when your first repayment is due.

In many cases, repayments begin shortly after your loan has settled. If your wedding is planned for a later date, your loan repayments may begin before your wedding takes place.

It’s important to read your loan contract carefully so you understand your repayment obligations, including when repayments are due and what may happen if a repayment is missed. If you have any questions about your loan or repayment schedule, our team will be happy to assist.

A Rapid Loans secured personal loan may be used for a range of eligible wedding-related expenses, subject to our lending criteria and approval. This may include:

• Venue hire: Costs associated with your ceremony and reception venue.
• Catering and beverages: Food, drinks and related catering expenses for your wedding reception.
• Photography and videography: Professional photography or videography services.
• Flowers and decorations: Floral arrangements, centrepieces and ceremony or reception décor.
• Wedding attire: Wedding dresses, suits and bridal party attire.
• Jewellery: Wedding bands and other wedding jewellery.
• Music and entertainment: DJs, bands or other live entertainment.
• Transportation: Transport for the wedding couple or bridal party.
• Other eligible wedding expenses: Such as invitations, wedding favours and other approved costs.

Wedding costs can vary depending on the size and style of your celebration, so it’s worth preparing a budget before deciding how much you may need to borrow.

If you’re unsure whether a particular expense is an eligible loan purpose, our team will be happy to assist.

We aim to review applications as quickly as possible. If your application is approved and your loan settles, funds may be available the same or next business day, depending on your financial institution.

All applications are assessed individually against our lending criteria and approval. Terms and conditions, fees and charges apply.

Our wedding loans may be used to help cover a range of eligible wedding expenses, including location and caterers, to your dress and floral arrangements, or even transport. If you want to find out more, contact our friendly team or apply online today. 

With Rapid’s personal loans for weddings, you can apply for amounts from $2,001 to $45,000, subject to approval.

Rapid Loans’ secured personal loans offer a range of features that may be suitable for financing eligible wedding-related expenses, subject to our lending criteria and approval. These include:

• A single loan amount: A secured personal loan provides access to an approved loan amount that may be used for a range of eligible wedding-related expenses.
• Flexible repayment options: Repayments can be made weekly, fortnightly or monthly, in accordance with your approved loan agreement.
• Fixed interest rates: Your interest rate and scheduled repayments remain fixed for the life of your loan, providing certainty about your repayment amount.
• No early repayment fees: You can make additional repayments or repay your loan early without incurring early repayment fees.

Before applying, it’s important to consider the total cost of the loan, including interest, fees and charges, and ensure you’ll be able to meet your repayment obligations. Be sure to read your loan contract carefully before accepting your loan.