Your new bike is waiting

Dreaming of accelerating into the sunset? Whether you’re buying your first bike or upgrading to something bigger and better, a motorcycle loan from Rapid could help you get on the road sooner.

At Rapid, we offer secured vehicle loans with flexible options for loan amount, loan term and repayment frequency.

With fixed interest rates, clear loan terms and an easy online process, Rapid helps eligible borrowers finance their next motorcycle purchase.

Secured Motorcycle Loans – Backed by a Registered Vehicle

When you apply for a motorcycle loan with Rapid, you’re applying for our secured vehicle loan product, which can be used to finance an eligible new or used motorcycle. The motorcycle you’re purchasing is typically used as security for the loan.

Our secured vehicle loans offer fixed interest rates, flexible loan terms and a choice of repayment frequencies, so you can select an option that suits your approved loan and financial circumstances.

Using your motorcycle as security doesn’t affect how you use or enjoy it. Once purchased, it’s yours to ride as normal while you make your scheduled loan repayments.

Apply online today and let our team guide you through the application process.

Simple Motorcycle Loan Application Process

We know that once you’ve found the right motorcycle, you’re ready to get moving. That’s why we’ve made our online application process straightforward. For many applicants, completing an application takes just a few minutes, and you can securely upload any supporting documents online—no branch visits required.

Here’s how it works:

Apply online – Complete your application and provide your supporting information.

Application assessment – We’ll assess your application and keep you updated throughout the process. In many cases, applicants receive an outcome within one business day.

Funding – If your application is approved and all requirements have been met, funds can be made available so you can complete your motorcycle purchase.

Start riding – Once your purchase is complete, you can enjoy your new motorcycle while making your scheduled fixed repayments.

If you have any questions during the application process, our team is here to help. Plus, there are no early repayment fees if you choose to pay out your loan ahead of schedule.

Am I Eligible for a Motorcycle Loan? 

f you’re looking to finance a motorcycle, you may be eligible to apply for a Rapid secured vehicle loan. To apply, you’ll generally need to:

• Be at least 18 years old.
• Be an Australian citizen or permanent resident.
• Have a regular source of income.
• Provide information about your financial circumstances and the motorcycle you’ll be purchasing.

A previous credit issue or decline with another lender doesn’t automatically prevent you from applying. Every application is assessed individually against our lending criteria and responsible lending obligations, taking into account your overall financial circumstances rather than relying on a single factor.

Before you apply, it’s helpful to have your proof of identity, proof of income and details of your financial circumstances ready so our team can assess your application as efficiently as possible.

What Documents are Needed to Apply for a Motorcycle Loan? 

To get started with your motorcycle loan application, you’ll just need a few standard documents:

• Proof of identity (e.g driver’s license or passport)
• Proof of income (recent payslips)
• Details of your financial situation (any existing debts or expenses) 
• Information on the motorcycle (if you’ve already chosen one) 

Once we have these details, we can assess your application and provide an outcome, in many cases within one business day.