How It Works

Apply online in minutes and get a quick decision on your finance.

Three simple steps for faster finance

1. Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

2. We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

3. Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

What you’ll need

To help us assess your application, we’ll ask for information in three key areas:

  • Your identity: To verify who you are.
  • Your financial information: To understanding your income, expenses and existing financial commitments.
  • Supporting documentation: To help us assess your application against our credit eligibility criteria and lending requirements.

Depending on your application, you may be asked to provide documents such as photo identification, recent bank statements and recent payslips. These can be uploaded securely through our online portal or provided directly to your loan consultant.

Who you’ll work with

Every application is reviewed by our dedicated in-house loan consultants. To finalise your application, a consultant may contact you by phone or email to confirm information or request additional documentation required to complete the assessment.

Our experienced team is here to guide you through the application process and answer any questions you may have. If your application is approved and your loan is settled, funds are typically transferred within 24 hours of approval and settlement, depending on your financial institution.

Why choose Rapid?

Designed for Simplicity

Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.

Fast Online Application

Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.

Real People, Ready for Help

Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.

50,000 Customers and Counting

We’ve helped more than 50,000 customers access finance. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.

Hear from our happy customers

Learn how our loan system makes borrowing easy, quick, and hassle-free.

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Road Ahead