Get in touch today.

Live the lifestyle you choose sooner, not later. If a loan could be the right option for you, turn to Rapid Loans. We offer a range of personal, business and car finance packages, allowing you to get the tailored support you need to achieve your goals.

We are here to help

Meeting Sydney’s Money Needs

We provide a range of personal loan packages, giving people just like yourself the opportunity to access the funds you need, when and where you need them. Whether you’re paying off a bond, furnishing a home or looking to snap up those tickets to that dream getaway, we want to be part of the solution. Our goal is to help you get the money loans you need to lead the lifestyle you want with as little fuss as possible, so we offer one loan package tailored to your precise needs by our consultants, so you don’t have to spend hours comparing loan products. We assess each application individually, and if you’re approved with us you could receive your funds within 24 hours. Skip the credit card cash advance and make a smarter choice for your finances. Discover how we could help you make your dreams come true and speak to the team at Rapid Loans today.

We help your business succeed. Proudly Australian-owned and operated, Rapid Loans is a friend to the local Sydney business community, providing financing solutions to help organisations reach their full potential. With cash loans ranging from $10,000 to $50,000, if approved, we can provide all the funding your company needs to upgrade its equipment, fulfil a large order or deal with unexpected expenses. As long as your business is older than six months and turns over more than $10,000 per month, you are welcome to apply. We know how fast the market moves, so we provide same-day responses to all business loan enquiries, allowing you to jump on time-sensitive opportunities when they present themselves.

We’re the smarter choice in car loans. Love that new car feeling but hate everything that has to come before it? Rapid Loans makes it easier than ever to drive away with a vehicle you love, helping to make financing stress free, so you can focus on finding a car you click with. To help make your search for a new vehicle as simple as possible, we offer between $5,000 and $25,000 in car financing to approved applicants, backed by two weeks of conditional pre-approval. Whether you’re upgrading or buying your very first car, we want to hear from you.

Convenient cash loans in Sydney. When unexpected expenses arise, or if you need funds to take up a great opportunity, a fast cash loan might be just what you need. Rapid Loans specialises in fast and easy online loans, whether you need cash loans, personal loans, car loans, debt consolidation, or a small business loan. Rapid Loans regularly assists countless Sydney residents with personal finance at a much quicker turnaround than what a standard bank can offer. If you’re in need of an urgent cash loan in Sydney, we have several options you can take advantage of depending on your financial circumstances. At Rapid Loans, we specialise in offering fast personal service on personal loans from $2,001 up to $40,000 and car loans from $5,000 to $40,000.

Contact Us


1300 727 431



1924 Gold Coast Highway,
Miami, QLD, 4220

Postal Address:

Rapid Loans Pty Ltd, PO Box 429,
Miami, QLD, 4220

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What do I need to apply for a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

– Your identity
– Your financial circumstances
– Your lifestyle

Can I get an unsecured personal loan?

Rapid Loans does not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.

Will the funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time of day of the successful application, the funds may be available the same day.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as your borrower profile, the loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to the interest rate charged it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.

I am on government benefits. Can I still get a loan?

Depending on your total income when compared to your expenses, you may still be eligible for a loan with Rapid Loans if Centrelink benefits form part of your income. Please note that only some benefits are accepted as eligible forms of income.

Do you offer payday loans?

While our personal loans are fast and simple, Rapid Loans is not a payday lender and our minimum contracted loan term is 18 months, though you may choose to make extra repayments to complete your loan early.