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Personal loans for students.

Pursue your future with the help of personal loans that fit your lifestyle.

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Loans for Students

Rapid Loans offers tailored loan solutions for students in Australia. Our personal loans for students can be used for various education-related expenses such as tuition fees, textbooks, laptops, and even a car. Even if you have a bad credit history, you can still apply for a student loan from Rapid Loans, as we take into account other factors such as income, employment status, and overall financial situation when evaluating loan applications. With our flexible loan terms and repayment options, we aim to help reduce financial stress for students and enable them to focus on their studies.


Customer Service is Our Specialty

When you apply with Rapid Loans, you’ll be treated like family! Our dedicated team of consultants will help make the process as simple and stress-free as possible. 

Tailored Loan Options 

If you’re eligible for a personal loan for students with us, we’ll help you find a loan amount and repayment frequency that works with your lifestyle and pay cycles. 

Simple Online Application

Our simple online application process means you can apply anytime, and the process takes just minutes. Our online platform is secure and allows you to upload your important docs with ease – no printer required.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

Who can apply for a student loan?

 Anyone who is enrolled in an accredited Australian educational institution can apply for a student loan. This includes full-time and part-time students, as well as students studying online or through distance education. Students must be over 18 years of age, an Australian citizen or permanent resident, and meet the eligibility criteria set by the lender. This typically includes having a regular income or employment, as well as a good credit history. However, some lenders may offer loans to students with bad credit or no credit history, depending on their individual circumstances.


At Rapid Loans, we understand that every student’s financial situation is unique. That’s why we offer personalised loan solutions to help you meet your specific needs. Our loan terms and repayment options can be customised to fit your budget and schedule, so you can focus on your studies without worrying about financial stress.

Can I apply for Student Finance from Rapid Loans if I have a bad credit history?

At Rapid Loans we understand that some students may have a bad credit history, which can make it difficult to obtain credit. However, at Rapid Loans we look at every application individually and make an assessment when we have all of your information. We look at a range of factors when assessing loan applications, including your income, employment status, credit history, and overall financial situation. Even if you have a bad credit history, you may still be able to secure a loan if you can demonstrate that you have the capacity to repay the loan.
We believe that everyone deserves access to financial assistance when they need it most. While we do take credit history into consideration when evaluating loan applications, we also look at other factors to determine whether or not the applicant is eligible for a student loan.

What can a student loan be used for?

Student loans can be used to cover a range of education-related expenses, including course fees, textbooks and equipment. The specific expenses that can be covered by a student loan will depend on the lender and the type of loan. Some loans may be restricted to certain types of expenses, while others may offer more flexibility. It is important to carefully review the terms and conditions of any student loan, to ensure that the loan is suitable for your needs. Having access to funds to cover these expenses can help reduce the financial stress that often comes with being a student.


How do student loans work?

At Rapid Loans, loans for students typically work by providing a lump sum of money to cover education-related expenses. The borrower then repays the loan over a set period of time, with interest and fees. The terms and conditions of student loans vary but typically include details on the loan amount, interest rate, repayment term, and any fees or charges. The application process for a student personal loan at Rapid Loans can involve providing documentation such as proof of income and enrolment in an educational institution. Once approved, the borrower will receive the loan funds and will be responsible for making regular repayments until the loan is fully repaid.


At Rapid Loans, a student loan is effectively a personal loan. Of course, we know you are using the loan for your expenses as a student but the way the loan works is the same as our personal loans. We offer secured personal loans at Rapid Loans, so that means when you take a student loan with us, we’ll need a security from you such as a car.