Make a splash.
With your new jet ski.

There’s a bit of adrenaline junkie in all of us. Satisfy you adrenaline needs with a new jet ski. Our jet ski loans can help get you in the water at lightning speed.

We are here to help

Jet Ski Loans

Feeling the Australian heat? Itching to have that thrilling water adventure? Ride the waves whenever you want with a Rapid Loans Jet Ski Loan.

Rapid Loans offers you personal jet ski financing to fund your jet ski adventures. We can help turn the boat you’re dreaming about into your very own property.

Wherever you find your next jet ski – at a dealer, private listing, or auction – you’re going to need a reliable boat loan provider who will help you make that jet ski yours. With Rapid Loans, you don’t have to worry about a thing. Our team of dedicated and professional loan consultants will help you through the application process for a personal loan product with easy-to-manage terms.

We offer jet ski loans from $5,000 to $50,000. Our process is very simple and secure. Simply apply online and one of our helpful loan consultants will guide you through the process and, if approved for a jet ski loan, get you on the water sooner rather than later.

Once you have decided on the jet ski you want, you can apply for a jet ski loan with Rapid Loans using our easy-to-use online finance application. If you have not yet decided on a jet ski, no problem – we can offer up to two weeks of conditional pre-approval so you can go shopping for your dream jet ski with confidence.

Jet ski financing is similar to car financing as both are classified under vehicle finance. With a boat or jet ski loan, it is possible to purchase a new or expensive jet ski that you’ve been desiring. Without a jet ski loan, your dream jet ski could have been out of reach but with a Rapid Loans jet ski loan, you can have a repayment term that fits your situation.

Here at Rapid Loans, we provide secured jet ski loans. A secured jet ski loan is a finance option where the lender holds a security interest in a borrower’s asset. For jet ski or boat loans, the jet ski you purchase will serve as the collateral for the loan.

why choose rapid

Stress Free Application

Our jet ski loan application is quick and stress-free. In a few simple steps, your loan could be approved and if successful, you’ll find yourself accessing the funds you need to finally make that jet ski yours.

Individual Assessments

We are professionally committed to a responsible application assessment. This is why every application is examined to make sure you are offered a suitable loan for your jet ski needs and personal circumstances.

Market Leaders

Since 2003, Rapid Loans has been one of Australia’s most trusted lenders. We take pride in our industry skills and knowledge that we use to help people like you access loans in the most efficient way possible.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

Can I take out a loan for a jet ski?

Yes, you can take out a loan to finance a jet ski. Purchasing a jet ski with cash upfront can be a significant financial burden for many people, and taking out a loan is an excellent option to spread the cost over a more extended period. Many financial institutions offer loans specifically designed for purchasing recreational vehicles, including jet skis. These loans are often referred to as “jet ski loans” or “watercraft loans.”

Financing a jet ski is an excellent option for those who want to enjoy the water without spending a large sum upfront. While getting a jet ski loan may seem challenging, it’s important to prepare ahead of time, review your credit score, and compare different lenders’ rates and terms to find the best option for your situation.

Is it hard to get a jet ski loan?

The difficulty of getting a jet ski loan largely depends on your financial circumstances and credit history. If you have a good credit score, a stable income, and a reasonable debt-to-income ratio, you should have no trouble securing a loan. However, if you have a poor credit score or a history of missed payments, lenders may view you as a higher risk and be more hesitant to approve your loan application. At Rapid Loans, we look at every application individually and make sure that we get the loan that is most suited to you and your lifestyle.

To increase your chances of getting a jet ski loan, it’s important to prepare ahead of time. You should review your credit report and score, gather proof of income and employment, and be ready to provide any additional documentation that lenders may require. Once you have all of your important information and documents, you can apply for your jet ski loan with our quick and easy online loan application. In most cases, you’ll hear whether you’re approved or not on the same day and if approved, you could receive the funds the same or the very next day.

Can I still get a jet ski loan if I am self-employed?

Yes, self-employed individuals can still qualify for a jet ski loan. However, at Rapid Loans we may require proof of stable income and employment, and self-employed individuals may need to provide additional documentation to demonstrate their financial stability. You may need to provide tax returns, bank statements, and other financial documents to prove your income and ability to repay the loan. At Rapid Loans, our loans are secured loans, so we will also require an asset to secure your loan against.

Do I need a good credit history to finance a jet ski?

Having a good credit history can certainly make it easier to secure a jet ski loan, but it’s not always necessary. At Rapid Loans, we are happy to offer loans to individuals with less-than-perfect credit, but in some cases, we may require a co-signer to help guarantee the loan. It’s always a good idea to read the terms and conditions before applying for jet ski finance with Rapid Loans to ensure you understand what it required of you if you are approved.

What could my interest rate be on boat finance with Rapid Loans?

Interest rates on boat finance with Rapid Loans can vary depending on a number of factors, including your credit score, income, and the amount of the loan. Rapid Loans offers interest rates based on each individual customer and flexible repayment terms, making it a popular choice for financing a jet ski or other recreational vehicle. It’s always best to get in contact with our customer service team directly to get an accurate estimate of what your interest rate and monthly payments might be.