Vaycay Life.
We’ll help you get your dream holiday.

Been dreaming of a getaway? Somewhere international or somewhere local? We can help you get on your way to a dreamy vaycay.

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Travel Loans

Dreaming of a much-needed getaway but running low on savings? Turn the travel dream into reality with Rapid Loans Travel Loans.

Exploring different places is a dream for many people. But with daily living expenses and limited budget or savings, it remains a dream for many.

The good news? You can fulfill the dream with a secured travel loan. And if you’re looking for a travel loan, look no further than Rapid Loans Travel Loans. As a trusted and established lender, Rapid Loans offers a stress-free loan application process with exceptional customer service to make the process as simple as possible.

We use secure online portals so you can provide all your documentation safely and with no printing and scanning needed! With our quick online process, your loan could be approved in a few steps. Throughout your partnership with us, our dedicated consultants are knowledgeable in all areas of our loan products and will help you achieve favourable results. Our call centre is right here in Australia and you’ll always talk to a real person.

Planning an exciting trip with the family? Maybe you’re thinking of flying somewhere alone and taking a much-needed break. Here at Rapid Loans, our customisable travel loans can accommodate almost any income status, credit history, lifestyle, or other circumstance. No matter what your travel plans are, a Rapid Loans travel loan is a beneficial choice.

You’ve been working hard and you deserve it. It’s time to see more, experience more, and be more. At any stage of your life, a trip can be extremely beneficial because it will allow you to take a break from your hard work and de-stress, which can do wonders for your overall health.

That travel vacation your friends or acquaintances have experienced can be yours too.

Every customer and travel goal is important to us, and we are passionate about helping you reach your travel dreams. You can have peace of mind that your travel loan application is in good hands. If you are looking for a straightforward, secure travel loan in Australia, Rapid Loans is your answer. Fund your travel with a Rapid Loans travel loan. Take the first step today and find out exactly how we can help you. Don’t miss out on life. Call Rapid Loans to apply for your travel loan today.


Easy online application

We set up everything online because we want to make the process simpler for you. Now you can do the entire process over online and through your phone.

Friendly customer service

At Rapid Loans, you can expect no less than exceptional, personalised service from one of our friendly, efficient and experienced personal loan consultants.

Dedicated to quality

We are dedicated to quality assistance, that’s why we take time to hear and understand your particular needs. Our personalised approach provides a safe and welcoming experience each time.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

Can anyone apply for a holiday loan?

Yes, anyone can apply for a holiday loan, but approval for the loan will depend on your financial situation, credit history, lifestyle and income.

At Rapid Loans, for you to be considered for a travel loan, we will look at factors such as your income, employment status, credit score, financial situation and how you live when deciding whether to approve your loan application. At Rapid Loans, you can apply for a loan for travel even if you have a bad credit history. These bad credit holiday loans may come with higher interest rates and stricter repayment terms, but ultimately, we want you to be able to live your life! We assess every application individually, to see if you meet our requirements to be approved for a holiday loan.

You should always consider your financial situation before you apply for a holiday loan with bad credit. When you apply for a loan, you can affect your credit score. So be sure of your situation and that you can be approved for a loan for travel before you start applying.

What holiday expenses can a loan cover?

A holiday loan is great for when you need a holiday and can help will a lot of expenses associated with travelling. A loan for a holiday can help cover the expenses of travel, accommodation, food and entertainment on your holiday. A loan for a holiday can help you with purchasing:

– Plane tickets: The cost of purchasing airline tickets for travel to your destination.
– Accommodation: The cost of booking a hotel, resort, or holiday rental for your stay.
– Transportation: The cost of renting a car or taking public transport while you’re on holiday.
– Food and drinks: The cost of dining out and purchasing food and drinks while you’re on holiday.
– Entertainment: The cost of visiting attractions and taking part in activities while you’re on holiday, such as tours, excursions, and theme parks.
– General holiday expenses: The cost of any other expenses related to your holiday, such as shopping, gifts, and emergency funds.

It’s important to remember that a holiday loan or bad credit holiday loan is a type of personal loan. Before taking out any kind of personal loan it is important to budget carefully and make sure you can afford the repayments, as missed payments can negatively impact your credit score..

Can I start repaying my loan after my holiday?

It depends on how long your holiday is! Typically, repayments start within 2-3 weeks of the loan being disbursed, but your holiday loan contract will detail this. If you’re approved, you will receive your loan contract and it will show you the payment schedule. In some cases, your holiday may be months down the track, so you will start paying for your loan before you jet off.

Repayment terms for holiday loans can vary with other lenders, but at Rapid Loans, we can offer loan amounts from $2,001 up to $40,000 and repayment terms from 12 months to 60 months. It is important to note that Rapid Loans offers secured loans, and this can sometimes help those with bad credit get a holiday loan if they meet our lending criteria.

How do I get a travel loan?

If you want to get a loan for a holiday with Rapid Loans, there are a few steps you’ll need to complete. Set an ideal borrow amount:

Before you apply for a travel loan, it’s important to determine how much you need to borrow and what your travel expenses will be. This will help you determine the loan amount that you need and give you a better idea of what you can afford to repay.

Check your eligibility: At Rapid Loans, our loans for travel have eligibility criteria that must be met before we can approve you for a loan. Make sure you check out our requirements to check if you meet the requirements before you apply. Some eligibility requirements for a travel loan can include your credit score, income, lifestyle, your financial situation and whether or not you are employed.

Get prepared: While our loan application process is quick and easy to complete, it’s a good idea to have everything you need to apply ready to go before you start the application. Some things we might ask you for when applying for a travel loan can include proof of income, ID, and any other relevant information.

Submit your application: Once you’re prepared and have all of your required documents ready to go, you can submit your loan application online through our quick and easy application form. We will then review your application and one of our friendly loan consultants will be in touch with you. If approved, you will receive the loan amount to use for your travel expenses.

Paying off the loan: Of course, there will come a time when you need to start making your holiday loan repayments. These terms will be set out in your contract and it is important that you meet these payment terms, otherwise you could risk other fees and penalties for not keeping your repayment schedule.

How do travel loans work?

Travel loans are personal loans that are specifically designed to cover the cost of travel expenses such as airfares, accommodation, tours, dining, and other travel-related costs. They work similarly to other types of personal loans. Loan

Application: To get a loan for a holiday, you’ll need to complete our quick and easy online application form.

Loan Approval: Once you submit your loan application, our friendly loan consultants will review it and determine if you are eligible for a loan. Factors such as your credit score, income, financial situation and employment status will be taken into consideration.

Loan Amount: If your loan application is approved, you will receive a loan amount that you can use to pay for your travel expenses. The loan amount will depend on several factors, such as your credit score, income, and financial situation.

Repayment Terms: Travel loans usually have a set repayment period and a fixed interest rate. You will need to make regular payments, including interest and fees, until the loan is fully repaid.

Repayment Schedule: The repayment schedule for a travel loan will depend on the loan amount and the repayment period. You will need to make regular payments until the loan is fully repaid.

Loan Repayment: You will need to repay the holiday loan, including the principal amount borrowed and any interest and fees.

It’s important to make your loan repayments on time and in full to avoid late fees and to maintain a good credit score. It is important to note that if you have planned your holiday for a future date that you will have to start your repayments before you take your holiday.

Is a travel loan a good idea?

At Rapid Loans, we look at every travel loan application individually to assess if you are eligible. Whether a travel loan is a good idea or not depends on your individual financial situation and circumstances and you should consider if a travel loan is right for you.

Before you take out a travel loan, it’s important to make sure you can afford the repayments. Make sure the loan repayments won’t impact your ability to cover other important expenses.

Why you need a loan for a holiday
Consider why you need a travel loan. If you’re taking a loan to cover the cost of a once-in-a-lifetime trip, it may be worth it. However, if you’re taking a loan for a more routine or frequent type of travel, it may be more cost-effective to save for the trip instead.

The repayment schedule for a travel loan may start before you take your holiday. Make sure you’re comfortable with the loan’s repayment schedule and that it aligns with your budget.

Credit Score
Taking out a travel loan can impact your credit score, both positively and negatively. If you make timely and full repayments, it can help improve your credit score. However, if you miss repayments or make late payments, it can hurt your credit score.If you’re ready to apply for a travel loan, get in touch with one of our friendly loan consultants today.

Check your eligibility
At Rapid Loans, our loans for travel have eligibility criteria that must be met before we can a.