See Australia the right way.

Dreaming of living the #VanLIfe? Apply for a caravan loan with Rapid Loans and you could be cruising the great open road before you know it!


Caravan Loans

Rapid Loans will help turn the caravan or camper trailer of your dreams into a reality. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, you’re going to need a caravan loan provider who will help you get it quickly.

Rapid Loans offers caravan loans with loan amounts from $5,000 to $40,000 and we make the process simple, fast and secure. Apply for finance on our website and our friendly, helpful loan consultants may help you find a new caravan loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval on your caravan loan.

Travelling can be one of life’s great joys. Your trips around Australia can leave you with memories that last a lifetime. The excitement of seeing new places, meeting new people, and trying new things are all factors that motivate people to leave the comfort zone of their homes and hit the road with their car and caravan. For many people, the best way to get out and see the country is to do so with the convenience of their own caravan. When you travel with your own new caravan, the options really do open up in terms of the places that you can see. You may also enjoy the benefit of bringing along your own accommodation for the trip.

You always have the comfort of knowing that you brought your own accommodation when you head down the road in a caravan. There are many good reasons why travellers enjoy holidaying throughout Australia this way. For some individuals, the only thing stopping them from purchasing a new or used caravan and hitting the open road is the financial costs associated with this kind of purchase. If you find yourself in this situation, you might want to seriously consider the possibilities presented by caravan finance and apply online today. With easy and transparent loan repayments, you can go on a holiday without having to save up.

We are one of the leading providers of quick caravan finance in Australia for a variety of reasons. Many of our customers come to us looking for a caravan loan so that they can realise their dreams. Providing caravan finance is one of the ways that we can help make a difference for our customers who wish to realise their goal of traveling cross-country in their own new or used caravan. One of the best pieces of information about our services is that you can apply for a loan online. The finance application process is easy, and we work hard to get you approved for you loan as soon as possible. If approved for one of our caravan loans, you might be able to receive your funds within two days. In some cases, we can help get you approved for a loan on the same day.

There is no doubt that travelling is one of the most rewarding experiences that you can take part in. At the same time, it can be an expensive activity and one where you might find yourself needing extra cash. A quick loan can really come to the rescue when you need that extra cash to ensure that your travel plans of traveling through Australia with your car turn out to be all that you had hoped that they would. Our loan application process makes it easy for you to apply for those much-needed funds. We are also there for you when you have decided to take the step of purchasing a caravan so that you can take your travel activities to the next level.

Travel is fun and exciting, but it also involves many additional expenses such as accommodation, food, and transportation. Taking out a quick caravan or car loan is the solution that many travellers choose when they need those additional funds to fulfil their travel plans. Others choose to reduce these travel expenses in the long run by purchasing their own caravan. Reduced costs are just one of many benefits. You will also be able to camp in some of the most beautiful spots across the entire country when you own your own caravan.


Chosen Caravan Loan Provider

If you have made the decision that you are going to see the country on your own terms, with your own new or used camper, we can help with finance. As a chosen caravan loan provider, you can be sure we’ll tailor your caravan loan to you.

Flexible Loan Options

Once you’ve found a caravan that you’re interested in purchasing, you can submit your loan and finance application for the loan amount of up to $40,000 with options of weekly, fortnightly or monthly loan repayments.

We Work For You

Once you’ve applied, our team can get to work making sure that everything that you submitted in the application is accurate and in order. We always aim to provide you with a decision as quickly as possible.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.


Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

Can you get finance on a caravan?

You can take out a caravan loan in Australia to help you see the country.

At Rapid Loans, we are proud to offer our customers loans for caravans in Australia. It is the great Australian dream to trek across our country in a caravan, but unfortunately, caravan ownership might be out of reach for some people. This is where Rapid Loans come in.

Like a car or boat loan, caravan finance is a type of personal loan that can be used to purchase a caravan. The caravan serves as collateral for the loan, which we call a secured caravan loan. The loan amount, interest rate, and repayment period are determined based on factors such as your credit history and the value of the caravan. Finance for caravans is available from lenders like us at Rapid Loans but also from banks, credit unions, and other lending institutions in Australia.

Am I eligible for a caravan loan?

To determine if you are eligible for a caravan loan in Australia, there are a few important factors you should consider before taking out a loan for a caravan.

Credit score: Typically, a minimum credit score is required to be eligible for a loan. A good credit score can increase your chances of being approved and can also result in a lower interest rate.  

Income: To take out any kind of loan, you will need to ensure you have proof of income. Lenders like us at Rapid Loans, consider your income when evaluating your eligibility. Generally, we require a minimum income and proof of income, such as payslips or tax returns.

Employment status: We know that sometimes being employed on a constant basis is hard if you’re a tradie or in a profession that fluctuates a lot. We do like to see that you have steady employment before approving your caravan loan, but again, we’ll assess every application on an individual basis. If you are self-employed or have a history of unstable employment, you may have difficulty getting approved for a loan.

Age: If you wish to take out a caravan loan with us at Rapid Loans, you will have to be at least 18 years of age.

Debt-to-income ratio: This ratio compares your monthly debt obligations to your monthly income. We want to ensure that you can comfortably afford the loan repayments and may limit the loan amount based on this ratio.

At Rapid Loans, this is what we are looking for when you apply for a caravan loan. Keep in mind it is important to review the specific requirements you are considering and to check your credit score before applying for a caravan loan.

Can I get approved for a caravan loan if I have bad credit?

It is possible to get approved for caravan finance in Australia if you have bad credit.  However, it may be more difficult, and the loan terms for your new caravan loan may not be as favourable as they would be if you had a good credit rating.

At Rapid Loans, we look at all applications individually to ensure we exhaust every option to help you get a camper van loan.

At Rapid Loans, we offer secured caravan loans which help us provide finance to people with lower credit ratings. If this is you, we may ask you to have a co-borrower or ask for a larger deposit when you first take out your caravan loan. It’s important for you to read the terms and conditions offered and to be upfront about your credit history when applying for a loan.

If you have bad credit, it’s also a good idea to work on improving your credit score before applying for a caravan loan. This may involve paying off outstanding debts, disputing errors on your credit report, avoiding new debt, and paying any bills or loan payments on time and on a regular basis. Improving your credit score can increase your chances of getting approved for a loan and may result in better loan terms.