Get the smile you want sooner

At Rapid Loans, our secured personal loan may be used to finance eligible dental expenses, including orthodontic treatment, cosmetic or reconstructive dentistry, and general dental care. Available loan amounts and repayment terms will depend on your individual circumstances and our lending criteria. If you’re considering finance for dental treatment, get in touch with our team to find out whether a Rapid personal loan is suitable for your needs.

We understand that dental treatment can sometimes be unexpected, so we’ve designed our application process to be as simple and straightforward as possible.

If your application is approved and we’ve received all the information we need, we’ll arrange for your funds to be transferred as soon as possible. In many cases, approved applicants receive their funds on the same or next business day, although timeframes may vary depending on your circumstances and your financial institution.

We’ve designed our online application to be straightforward. You’ll need to provide some form of identification, proof of income, details about your financial position and the loan are you applying for. Find out more detail about how it works here. 

Yes, absolutely. Our secured personal loans can also be used for elective dental treatments, including cosmetic procedures such as whitening, veneers, and orthodontics, or other dental expenses. Talk to our team today to find out more. 

You can get finance for dental work from a variety of lenders, including banks, credit unions, online lenders, and dental financing companies.

At Rapid Loans, we offer dental loan as one of our personal loan products, which can be used to finance eligible dental expenses. You can apply online in just a few minutes and our team will review your application. If approved, you may use the funds to cover the costs of a range of dental-related procedures.

When you apply for a Rapid personal loan, your application will be assessed against our lending criteria. To help us assess your application as quickly as possible, it’s important to provide all requested information and supporting documents.

As part of the application process, we’ll ask you to provide proof of identity, details about your income and financial circumstances, and evidence of your residency where required. Depending on your individual circumstances, we may also require a co-borrower. As this is a secured personal loan, security may be required over an eligible asset in accordance with our lending requirements.

We understand that everyone’s financial situation is different. Even if your credit history isn’t perfect, you may still be eligible to apply. Every application is assessed on its own merits against our lending criteria and responsible lending obligations to determine the outcome and approval is subject to eligibility.

A Rapid personal loan may be used to finance a range of eligible dental expenses, including orthodontic treatment, dental implants, crowns, bridges, oral surgery, reconstructive dental procedures and comprehensive treatment plans. It may also help cover out-of-pocket costs or the gap between your treatment costs and any private health insurance benefits.

Whether you’re planning major dental treatment or faced with an unexpected dental expense, a personal loan may help you manage the upfront cost. Before applying, it’s important to understand the costs involved in your treatment plan so you can decide whether finance is right for your circumstances.

Rapid personal loans are available from $2,001 to $45,000, with loan terms from 12 to 60 months, subject to our lending criteria. Get in touch with our team to find out whether a Rapid personal loan may be suitable for your needs.

A dental loan is a secured personal loan that may be used to finance eligible dental treatment. When you apply for a Rapid personal loan, you’ll be asked to provide information about your income, financial circumstances and proof of identity, along with any supporting documents required to assess your application.

Our team will review your application against our lending criteria and contact you to discuss the next steps. If your application is approved, we’ll make sure you understand the key features of your loan, including your approved loan amount, repayment schedule, loan term and any applicable fees and interest.

Interest rates are determined based on your individual circumstances and our lending assessment. Rapid personal loans also have no early repayment fees, so if you’re in a position to pay off your loan ahead of schedule, you can do so without incurring additional charges.