Loans as they should be
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Borrow up to $50,000 for a range of loan purposes
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Simple online application
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Loan terms from 12 to 60 months
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No early repayment fees
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our cosmetic surgery loans
Finance Your Cosmetic Procedure with Confidence
Considering cosmetic surgery but don’t have the funds?
Go ahead with your cosmetic procedure with confidence with a personal loan from Rapid. Our application process is simple and straightforward, with no hidden fees and transparent rates.
If all your documentation is ready to go, you can usually expect the funds in your account within a short period of time if approved.
No complex paperwork, no hidden fees – just straightforward support from Rapid when you need it.
Loans for Cosmetic and Elective Surgeries
From cosmetic enhancements to medical procedures not covered by insurance, Rapid offers cosmetic procedure loans between $2,001 and $50,000 to help cover your costs. You can get started with your application today.
With fixed interest rates, flexible repayment terms and no early payout fees, our loans are a convenient way to handle your treatment expenses.
What Types of Procedures Can I Finance?
Here are a few procedures that apply to our cosmetic surgery loans:
- Rhinoplasty
- Dental surgery
- LASIK or other vision correction
- Skin treatments and dermatology
- Fertility treatments
Whatever treatment you are undertaking, the Rapid team handles your request with discretion and respect. For more information on what kind of procedures are covered by our loans for cosmetic surgery, feel free to contact our support team.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Loans Tailored to You
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Quick and Easy Process
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Personalised Service
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
Trusted Lender
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
Explore Our Other Loan Types
Dental Loans
For when you want to smile big.
Medical Loans
For when its time to prioritise your health
Debt Consolidation
For making your life easier
Personal Loans
For when you want to start living
Cosmetic surgery loan questions
What is a cosmetic surgery loan?
It is a type of secured personal loan that is used to finance elective medical procedures. These procedures are not generally covered by Medicare or private health insurance.
Can a personal loan be used for cosmetic surgery?
Yes, a personal loan for cosmetic surgery is an option available to you in Australia. People who want to undergo a cosmetic procedure but face financial constraints can turn to a cosmetic surgery loan as a viable way to finance their cosmetic procedure. Personal loans offer the advantage of upfront access to funds, allowing you to achieve your cosmetic goals without delay. Rest assured that a cosmetic surgery loan can provide you with the necessary funds to cover all the expenses associated with a cosmetic procedure. Look to a personal loan from Rapid Loans for cosmetic surgery finance tailored to your needs and financial circumstances.
How long does approval take for cosmetic procedure loans?
If your documentation is in order and your application is approved, the funds can hit your account within 24 hours of signing your contract. Feel free to explore how it works today.
Are cosmetic surgery loans secured or unsecured?
Rapid provides secured cosmetic surgery loans. This means we request collateral (like a car or property) to secure your personal loan.
What procedures can I get a cosmetic surgery loan for?
Our cosmetic procedure loans are available for a range of common procedures including:
- Breast augmentation
- Liposuction
- Rhinoplasty
- Facelifts
- Tummy tucks
No matter the procedure, we make sure to handle your application with speed and discretion. For more information, feel free to get in touch with our friendly customer service team.
How much can I borrow for cosmetic surgery?
Rapid Loans offers loan amounts from $2,001 to $50,000 for personal loans. The amount you can borrow for cosmetic surgery depends on various factors around your individual financial circumstances. Medicare may only cover part of a cosmetic surgery’s cost if it’s to improve the function of a malformed body part, if it’s linked to an accidental injury or reconstructive procedures such as a breast reconstruction. A cosmetic surgery loan offered by Rapid Loans offers flexible borrowing limits, which can vary based on your specific financial capacity. Typically, the amount you can borrow for cosmetic surgery is determined by factors such as your income, financial situation and the overall cost of the procedure. If you want a cosmetic procedure but don’t have all the funds, you could have it done sooner with a cosmetic surgery loan in Australia.
Can you get a cosmetic surgery loan if you have a bad credit history?
Yes, it is possible to obtain a loan for cosmetic surgery from Rapid Loans even if you have a bad credit history. Rapid Loans understands that past financial difficulties may not necessarily reflect an individual’s current financial situation or their ability to repay a loan. As a result, we offer cosmetic surgery loans in Australia that consider the borrower’s overall financial picture, including their current income and ability to make repayments. We aim to provide accessible financing options for individuals seeking cosmetic surgery finance. It is recommended to contact us directly to discuss your specific circumstances and explore the possibilities of obtaining a cosmetic surgery loan, regardless of your credit history.
How do I apply for a cosmetic surgery loan online?
Applying for a cosmetic surgery loan online with Rapid Loans is a simple process. Start by visiting our online loan application form, fill in the required personal and financial details, including the purpose of the loan, such as cosmetic surgery. Provide accurate information about the cost of the procedure and any additional expenses. Finally, submit the application along with any supporting documents required. We’ll review your application and assess your eligibility for a cosmetic surgery loan in Australia. We will then provide you with loan options, including the loan amount, repayment terms, and interest rates.
Can I use the loan for overseas surgery?
This is an individual choice. Once your loan is disbursed, you are free to use your chosen practitioner for your services.
Do I need to use a specific clinic or doctor?
The choice is up to you. Rapid does not require you to use a specific clinician or surgeon.
What types of personal loans are available?
Rapid Loans offers various types of personal loans to suit different needs, including those suitable for cosmetic surgery. Personal loans from Rapid Loans provide individuals with financial solutions to meet their specific requirements and offer flexibility for various purposes. Some of these include wedding loans, travel loans, home renovation loans, medical loans, vet bill loans, loans for dental, loans for students, loans for pensioners and debt consolidation loans. We also provide options such as small cash loans, car loans, and business loans. Small cash loans are designed for short-term financial needs, while car loans assist with vehicle purchases, and business loans cater to the needs of entrepreneurs and small businesses. Rapid Loans also provides personal loans catered to individuals with imperfect credit histories. These loans offer opportunities for more people to obtain financing for a variety of uses. Regardless of the loan type, Rapid Loans aims to provide accessible loan solutions for individuals seeking finance for a variety of uses including cosmetic surgery loans in Australia.