Loans as they should be
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Borrow up to $45,000 for a range of loan purposes
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Simple online application
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Loan terms from 12 to 60 months
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No early repayment fees
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our cosmetic surgery loans
Secured Personal Loans for Cosmetic Procedures
At Rapid Loans, when you apply for a Cosmetic Surgery Loan, you are applying for one of our secured personal loan products, which can be used to finance eligible cosmetic or elective medical procedures. All applications are subject to our credit eligibility criteria and approval.
Our application process is simple and straightforward, with fees and charges are clearly disclosed, and fixed interest rates determined by your approved loan and credit assessment. If your application is approved and your loan settles, funds may be available as soon as the same or next business day, depending on your financial institution.
Loans for Cosmetic and Elective Surgeries
From cosmetic enhancements to medical procedures not covered by insurance, Rapid offers secured personal loans which can be used to finance eligible cosmetic or elective medical procedures loans between $2,001 and $45,000. You can get started with your application today.
With fixed interest rates, flexible repayment frequency options and no early payout fees, our loans are a straightforward way to handle your treatment expenses.
What Types of Procedures Can I Finance?
Here are a few procedures that a cosmetic surgery loan may be used to finance:
- Rhinoplasty
- Dental surgery
- LASIK or other vision correction
- Skin treatments and dermatology
- Fertility treatments
Rapid Loans may be used for a range of eligible cosmetic and elective medical procedures. Our team handles your requests with discretion and respect. For more information on eligible loan purposes for our secured personal loans, feel free to contact our customer service team.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Designed for Simplicity
Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.
Fast Online Application
Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.
Real People, Ready to Help
Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.
50,000 Customers and Counting
We’ve helped more than 50,000 customers access finance. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.
Explore Our Other Loan Types
Dental Loans
For when you want to smile big.
Medical Loans
For when its time to prioritise your health
Debt Consolidation
For making your life easier
Personal Loans
For when you want to start living
Cosmetic surgery loan questions
What is a cosmetic surgery loan?
At Rapid Loans, when you apply for a Cosmetic Surgery Loan, you are applying for one of our secured personal loan products, which can be used to finance eligible cosmetic or elective medical procedures. All applications are subject to our credit eligibility criteria and approval.
Can a personal loan be used for cosmetic surgery?
Yes. A Rapid Loans secured personal loan may be used to finance eligible cosmetic or elective medical procedures, subject to our lending criteria and approval.
Personal loans provide access to a fixed loan amount that can be used for approved loan purposes. Loan amounts, interest rates and terms will depend on your approved loan and individual circumstances.
How long does approval take for cosmetic procedure loans?
We aim to review applications as quickly as possible. If your application is approved and your loan settles, funds may be available as soon as the same or next business day, depending on your financial institution.
Find out more about how it works today.
Are cosmetic surgery loans secured or unsecured?
Rapid Loans offers secured personal loans that may be used for eligible cosmetic and elective medical procedures. An eligible registered vehicle is generally required as security.
What procedures can I get a cosmetic surgery loan for?
Our cosmetic procedure loans are available for a range of common procedures including:
- Breast augmentation
- Liposuction
- Rhinoplasty
- Facelifts
- Tummy tucks
Rapid Loans personal loans may be used for a range of eligible cosmetic and elective medical procedures, subject to our lending criteria and approval. If you’re unsure whether your intended procedure is an eligible loan purpose, our team will be happy to assist. For more information, feel free to get in touch with our friendly customer service team.
How much can I borrow for cosmetic surgery?
Rapid Loans offers loan amounts from $2,001 to $45,000 for personal loans. The amount you can borrow for cosmetic surgery depends on your individual financial circumstances and our lending criteria.
Can you get a cosmetic surgery loan if you have a bad credit history?
Having a less-than-perfect credit history doesn’t automatically prevent you from applying for a loan. Every application is assessed individually against our lending criteria and responsible lending obligations.
In addition to your credit history, we’ll consider a range of factors, including your income, financial commitments and overall financial circumstances when assessing your application.
How do I apply for a cosmetic surgery loan online?
Applying for a cosmetic surgery loan online with Rapid Loans is a simple process. Start by visiting our online loan application form, fill in the required personal and financial details, including the purpose of the loan, such as cosmetic surgery. Provide accurate information about the cost of the procedure and any additional expenses. Finally, submit the application along with any supporting documents required. We’ll review your application and assess your eligibility for a cosmetic surgery loan in Australia.
Can I use the loan for overseas surgery?
This is an individual choice. Rapid Loans does not require you to use a particular practitioner or treatment provider. Once your loan has settled, the use of the loan funds is subject to your approved loan purpose and loan agreement.
Do I need to use a specific clinic or doctor?
No. Rapid Loans does not require you to use a particular clinic, surgeon or medical practitioner.
What types of personal loans are available?
Rapid Loans offers secured personal loans for a range of eligible purposes, such as wedding loans, travel loans, home renovation loans, medical loans, loans for dental, loans for students, and debt consolidation loans.
Hear from our happy customers
Learn how our loan system makes borrowing easy, quick, and hassle-free.