car loan experts.

The search is over – Rapid Loans can help you get to that dream car of yours through our convenient car financing process.


Car Loans Adelaide

Need funds for a new car? Here at Rapid Loans, we understand how tricky it could be to find a good car loan option. That’s why we couldn’t be happier that you’re reading this page now.

From $5,000 to $40,000, our online car finance options will be tailored to your specific needs. The Rapid Loans process is simple yet secure, fast yet friendly. Simply apply online and our efficient, helpful loan consultants will help find a beneficial car loan solution for you.

No matter what kind of car you want, our goal at Rapid Loans is to get you into it through a process that is as stress-free as possible. Maybe you’re eyeing a Toyota Camry or dreaming of that Mazda 3. We know Australians love to get on the road and buying your personal choice of vehicle should be an exciting and happy process, not stressful.

To make it easier for you, we’ve made it simple with our range of flexible Car Loans Adelaide options. All you have to do is fill out our online car finance form. If everything in your loan application is in order, your application might be approved within hours.

A secured car loan is an agreement where the vehicle being purchased is the security for the loan. If you fail to make repayments on a secured loan, the asset/security may be taken as part of the agreement and sold. The proceeds of the sale will be used to cover the outstanding balance on the loan.

Secured car loans often have a lower interest rate compared to unsecured car loans. Unsecured car loans are loans not secured against an asset. They are often offered at lower borrowing amounts and higher interest rates.

Rapid Loans offers only secured car loans. Once you’ve chosen your car, simply provide the relevant details and review your contract before signing to seal the deal!

We all depend on our vehicles for many reasons. It is very important that our car is always reliable and performing well.

Did your present vehicle break down? Are you experiencing issues with your car? Maybe you think it’s time to upgrade but you do not have enough funds. The solution: Rapid Loans Car Loans.

Whether you want to buy a used car or a new one, we are here for you. We understand that investing in a vehicle can be overwhelming, but here at Rapid Loans, we are committed to reducing your stress through our simple car loan application process and knowledgeable team members.

Are you a business owner who’d like to purchase a new vehicle to run your business? Rapid Loans can help with the right car loan option for you. Contact us and see how we can help your business flourish.

Rapid Loans has been one of Australia’s most trusted lenders since 2003. We pride ourselves when it comes to helping people like you access car loans efficiently, and on a deeper level, achieve your personal dreams. Since our beginning, we have helped thousands of people from across the country drive away happy.

Our ability when it comes to Car Loans Adelaide assistance and service knows no bounds! Every customer and every car financing goal is important to us, and it’s our priority to help people achieve their goals and dreams. All our consultants are professional and dedicated to helping you, and are knowledgeable in all facets of loans for our clients. You can expect personal and friendly yet efficient service no matter which consultant will assist you. Our head office is right here in Australia, and you’ll only ever speak to real people.

The car loan market is a competitive market and the different car loan options available can seem overwhelming. At Rapid Loans, you will have the necessary information, understanding, and confidence you need to make the right decision for you and your needs. All our fees and rates will be stated clearly in your contract so you can consider your options with no surprises.

With us, you can expect to be well taken care of to help you get your dream car through one of our car loan options.

The satisfaction of our customers is at the core of our services. This is why we put our best foot forward each day to provide you with a convenient and efficient process each step of the way. Loan processes can be cumbersome, but at Rapid Loans, your borrowing journey will be a smooth ride.

If you have any questions, hesitations, or concerns, feel free to reach out to us and one of our approachable and helpful team members will assist you. Take as much time as you need to determine if a car loan is the right option for you.

Now you can finally get to ride your desired wheels without the long wait – we’re imagining that new car smell already. Contact Rapid Loans today.

why choose rapid

Tailored Car Finance Options

Here at Rapid Loans, we understand that every borrower has different needs. We can help you by giving a loan term and repayment frequency that will work for your particular situation.

Stress Free Application

With Rapid Loans, our professional team has made the process as simple as possible and you can do it from the comfort of your home or wherever it is easiest for you. The Rapid Loans application process is short enough to not waste any of your time.

Fast, Friendly Response

Upon submission, you will quickly get a response from a Rapid Loans professional customer service representative. You’ll be treated like family because we care about our clients and their satisfaction.


How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.


Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to interest rate charged, it adds the cost of fees and charges, repayment frequency, loan term and loan amount.

What loan terms do you offer?

Our loan terms vary from 18 to 60 months with loans ranging from $2,001 up to $25,000. This will depend on the product, loan amount and other factors.

What is a balloon payment?

A balloon payment is a significant extra payment made on your loan that is greater than your normal repayment. A balloon payment can be made at any time of the loan term and will reduce the loan term and interest charges for that loan. We do not require balloon payments at Rapid Loans, however the option is available to you to make extra repayments without incurring any fees.

What does pre-approval mean?

Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalized with any conditions being met to receive final approval, contracts signed and funds disbursed.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have interest fixed rate loans outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.