Don’t stress.
A small personal loan can help.

When unexpected bills and payments pop up, one of our small personal loans can help take away your stress.

Small Personal Loans

Do you need a small personal loan to cover the unexpected or pay for something special? Here at Rapid Loans, we have you covered.

If you need small personal loans to cover unforeseen events, here at Rapid Loans we can help you get the cash you need fast. We can get you a bit of extra cash just when you need it. We have an easy online application process that can be done from the comfort of your bed or your fingertips while on the go, and fast turnarounds that ensure you get a small cash loan to tide you over in no time if you’re approved with us.

It may look like they offer the same thing, but small personal loans are different from a payday loan. One of the major differences between them is that a payday loan provides you with the money needed to get by until your next payday so they’re usually small amounts over a much shorter term with a much higher interest rate.

Whereas a personal loan allows you to borrow a specific amount of money, which you can pay back in equal repayments over a longer time than a small payday loan, usually between 12 and 36 months. Small personal loans are more straightforward than payday loans and can be better than taking a credit card because they may offer more suitable interest rates. Another advantage of a personal loan is that it can be repaid before the scheduled time.

Life is full of small surprises. Sometimes, it can throw unexpected bills your ways, such as medical bills, travel, wedding, home improvement, emergency repairs, and lots more. You may not want to wait for traditional small loans from banks to be approved or incur the high-interest rate associated with credit cards. A personal loan from us can help you solve your urgent cash needs. Also, there are no hidden charges, all fees are disclosed upfront, which helps you to make an informed decision.

Above all, we offer small personal loans in Australia with convenient loan term and repayment frequency, as well as an easy online application process with fast response. All to ensure that our clients have the best experience and peace of mind throughout the loan period.


Simple Application

You can apply online for small loans from us if you’re at least 18 years old, by completing our easy to understand and simple online loan application. We ask for 3 basic things about you so we can assist with your personal loan application.

Fast Personal Loans

Just as our name “Rapid Loans” suggests, applying for small loans with us is fast and easy. If your small loan is approved, you could receive the cash on the same day, and as fast as possible.

Tailored & Convenient

Whether you’re looking for a loan to help pay for unforeseen events, one-off expenses, or unexpected bills Rapid Loans is the answer.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What are the advantages of using Rapid Loans for small personal loans?

Here at Rapid Loans, we offer small loans sorted through a fast and easy online application process. If you need money fast, don’t worry. Apply online with us with our fast application process that can give you a result on the same day. You’ll also enjoy the following benefits by using our personal loan services:

Cover urgent expenses: if you need money to sort out some pressing needs, a personal loan from us enables you to get the money fast. We understand that individual needs are different, therefore, if approved, we offer you a tailored personal loan that meets your specific needs.

Quick application process: have some unexpected bills? Don’t worry, we process your personal loan application as fast as possible so you can pay your bills. Apply with us online, it’s easy, fast, and secure. If approved, you could see a result on the same day.

No hidden charges: with us there are no surprises. We’ll assign you a personal consultant that will let you know of all the fees upfront. So, you can rest assured that what you see is what you get.

Flexible repayments: we tailor both the loan term and repayment frequency to suit your needs.

What are small personal loans?

It is a stopgap finance option that allows you to borrow a small amount of cash. With a personal loan, you can get a loan amount over $2,000 and up to $10,000 as fast as possible to take care of your immediate needs.

You may need to take out small loans when you need to buy a refrigerator, fix a car tyre, pay for urgent replacements of home appliances, ease temporary financial challenges, consolidate credit cards or cover unexpected bills. Here at Rapid Loans, we work with you to provide fast small loans to help you get through any emergencies. You can repay it with interest over a fixed term. Rapid Loans offer a range of flexible loan term and repayment frequencies that’s suitable for your finances and condition.

How do I apply for a personal loan?

You can apply for a personal loan online through our easy-to-use application form. If you require assistance, you can call our friendly service team on 1300 727 431 to get help with the application process.

What do I need to apply for a loan?

Getting your documentation ready to support your application for a loan is not hard but there are three basic things we need to know:

– Your identity
– Your financial circumstances
– Your lifestyle

Can I get an unsecured personal loan?

Rapid Loans do not offer unsecured personal loans. In order to offer better rates and loan terms to our customers, we only provide secured personal loan options.

What can I use as security for the loan?

We can take security in assets you own including vehicles that are registered in your name (cars, caravan, motorcycle etc) as well as properties that do not currently have any other finance owing on them.

Will funds be available the same day?

We always aim to be as quick as possible with transferring funds to successful applicants. Depending on the time and day of the successful application, the funds may be available in the client’s bank account the same day or the next business day.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to interest rate charged, it factors in the cost of fees and charges, repayment frequency, loan term and loan amount.