Fix problems when they arise.
Loans for car repairs.

Life happens! When you find yourself with car problems, look to a car repair loan from Rapid Loans.


We are here to help

Loans for Car Repairs 


Owning a car is often essential when it comes to getting around town, sticking to your daily routine and generally living your best life. However, car ownership often brings responsibilities like servicing and repairing so your vehicle remains safe, reliable and efficient. Talk about adulting!


If maintenance costs are adding up quickly and unexpectedly, quick car repair loans can be a lifesaver. With Rapid Loans, you can easily apply and receive your loans thanks to our simple processes in place.


Contact us for more info or apply now to get started.



Next Level Customer Service

Rapid Loans’ team of friendly consultants make applying for your loan a simple process. 

Personalised Car Repair Loans

We know that everyone’s situation is different, so our team will go above and beyond to help find the right loan option for you. 

Simple Online Application

Our online application takes just minutes to complete, so you can keep moving.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What is a car repair loan?

Picture this: You’re cruising down the highway with the wind in your hair and your tunes blasting, but suddenly your car sputters out on the side of the road. Yikes!
  This is where a loan for car repair can help keep your car running smoothly and safely so you’re back on the road in no time. Think of it like a pit stop for your finances, giving you the green light to cover those pesky repair expenses without tapping into your emergency fund or maxing out your credit card.

Loans for auto repairs offer you peace of mind so you can address repairs promptly, whether it’s a mysterious rattle under the hood or worn-out tires that need replacing. All you need to do is apply online, get a lightning-fast response  from our team and if approved, wait for the money to transfer in your account. That way you can hit the gas on those repairs without fretting over how you’ll handle the bill. Looking for bad credit car repair loans? Give us a call – we’ll see if we can help!

Can I use a car repair loan for any vehicle-related expenses?

Yes, you can use a car repair loan for any vehicle-related expenses! Loans for auto repairs can cover a wide range of costs.  

From routine maintenance to unexpected breakdowns, our loans for auto repairs are tailor-made to keep you cruising smoothly without breaking the bank.
This includes:
●      Accident and breakdown repairs
●      Reconditioned engines, transmission replacement and other parts
●      Servicing costs, diagnostic fees and labour charges
●      Tyres, windscreens and windows
●      Emergency hire car expenses and towing
●      Tinting, painting and accessories
●      General ongoing expenses such as insurance and registration

You can also talk to us about getting car repair loans with bad credit.

Is a car repair loan the same as a personal loan?

Yes, a loan for car repair or a car expenses loan are both types of personal loans. Generally, these are secured loans which means you need to provide us with your vehicle details as security for the loan.


Rapid Loans can offer personal loans from over $2,000 up to $40,000 and you’re able to apply if you’re:

  • over 18 
  • an Australian citizen or permanent resident and
  • have a regular source of income.


Credit score not the best? Chat to us about car repair loans with bad credit.

Apply today and join over 50,000 happy customers.


Do I have to provide security for a car repair loan?


Yes, you will need to provide security for a car repair loan.


Whether you’re after car repair loans with bad credit or quick loans, they’re all secured. This means it is necessary to provide us with details of your vehicle as security for the loan.


This also helps potentially secure a larger loan amount as the collateral used may offer an extra layer of protection however, we can discuss this with you at the time of your application. It may also help if you’re applying for one of our car repair loans with bad credit.


What types of repairs are covered?

We understand that engine trouble or a flat tire can really ruin your road trip or commute. Loans for car repairs are amongst the most popular requests we receive from our customers.

These loans are designed to cover the cost of those unexpected breakdowns, dents and engine troubles that love to surprise us at the most inconvenient times.


This also includes:

  • Body repairs
  • Engine
  • Gearbox or transmission
  • Differential
  • Turbo or supercharger
  • Cylinder head and gasket
  • Radiator
  • Cooling system
  • Air conditioning
  • Fuel systems
  • Brakes and ABS brake system
  • Electrical repairs
  • Clutch
  • Steering
  • Suspension
  • Power windows
  • Transmission computer
  • Driveshaft and universals
  • Ignition system


Worried about your credit score? Talk to us about bad credit car repair loans today.

What are the advantages of getting a car repair loan with Rapid Loans?


There are so many advantages of choosing Rapid Loans and this is especially true when something urgent comes along, like needing a loan for car repair.


We know that borrowing funds to fix a car means that you don’t have time to wait around. You’ll be stoked to know that many customers like you apply in the morning, chat with our personal loan consultants a few hours later and see an approval that afternoon if they’re eligible.


We’ve perfected our process so that we can give you the quickest service possible! We set ourselves apart with there being no need to physically sign documents or transfer them as everything happens online! It’s all very straightforward which means you can get straight to the garage to get your car fixed immediately.


Once you’re back on the road, you can sing along to your favourite song knowing that you’ve chosen flexible repayment options that fit your budget and fixed interest rates. This way your repayments won’t change. There are also no fees for early payouts or additional repayments so you won’t feel like you’re stuck in a financial traffic jam.


The next time you hear a strange noise coming from your car or spot a pesky check engine light on the dashboard, don’t let car troubles put the brakes on your plans. Just call Rapid Loans instead!


We can also assist with car repair loans with bad credit – we’ll give you a fair go! Contact us today or apply now to get the ball rolling on your car repair loan.

Can I get a loan against my car with bad credit Australia?


You can definitely apply for a loan with bad credit.


We know it can be intimidating to apply for a loan with bad credit. At Rapid Loans, we understand this so rest assured you’ll receive no judgement from us – just a holistic loan assessment process that takes your whole finance picture into account. And most importantly, our loan consultants are total professionals about making your loan application process easy and stress free.


So don’t let bad credit stop you applying for a personal loan for car repairs. Bad credit in Australia isn’t always the end, in fact – let’s see if we can make it the beginning.


Talk to us today or get started now with our simple online application form.

What’s the lowest credit score to finance a car?


Wondering what the lowest credit score to get a car loan or personal loan is? Most lenders will have a minimum credit score they will finance, but this also depends on a huge variety of other factors such as income, employment status and more, not just a bad credit score.


Reach out to Rapid Loans today to see if you can get a low credit score loan. Our friendly consultants will be happy to answer your questions, or you can check out our FAQs here to get an instant answer.