Loans as they should be
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Borrow up to $50,000 for a range of loan purposes
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Simple online application
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Loan terms from 2 to 5 years
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No early repayment fees
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our wedding loans
Plan The Wedding of Your Dreams
The most memorable once in a lifetime day of your life can still be as lavish, unforgettable, and perfect as you desire even in the face of limited funds. The day always comes around so fast, and unexpected wedding expenses can add up and quickly eat into your carefully planned budget. Never fear though, whatever you dream of on your special day can become a reality.
Instead of cancelling your plans for your wedding day or reaching for your credit card, reach for your phone. Call Rapid Loans to apply for a personal loan for your wedding. Our quick online application process and excellent customer service can allow you to access the funds you need to fulfil your wedding dreams. We are here for you.
Personal Wedding Loans For Wedding Dresses, Venue Expenses & More
We at Rapid Loans would like to congratulate you on your decision to strengthen the bond between you and your better half. Your wedding day is remarkable, a very important day in your life, a day to always be remembered, and one to be shared with family and friends. As you profess your love for each other, we can help you avoid worrying about how to finance it.
Our wedding loans can help you prepare for this big and important day just as you so much desire it to be. You can still go for that beautiful dress that makes the bride-to-be feel gorgeous, that venue you desire, that admired decoration to transform the room, and that food you want friends and family to enjoy.
Trust Rapid Loans For Your Wedding Loans
If you have added all this up and you are wondering how much you can borrow, you can check out our loan repayment calculator to find out quickly and easily. A personal loan from us can put the fun back into your wedding planning process and help alleviate the worry for your big day. We are one of Australia’s go-to loan providers when it comes to helping people like you access loans without stress. We specialise in offering the best personal loans to our customers, including our wedding loans. A personal loan from us can provide you with the finances you need to make your big day as unique as you are. You don’t have to compromise on how special you truly want that wedding day to be because of finances.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Loans Tailored to You
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Quick and Easy Process
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Personalised Service
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
Trusted Lender
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
Explore Our Other Loan Types
Renovation Loans
For when the house needs a refresh
Travel Loans
For your next dream holiday
Secured Loans
For when you want to realise your dreams
Personal Loans
For when you want to start living
Wedding loan questions
What is a wedding loan?
A wedding loan is a type of personal loan that is specifically designed to help cover the costs of a wedding. Weddings are known to be expensive, and people often blow their allotted budget. A personal loan for a wedding can be used to pay for expenses such as the wedding venue, catering, photography, transportation, and other miscellaneous wedding costs.
Wedding loans typically have similar features to other personal loans. The great thing is you can use wedding loans for anything your wedding heart desires – no strings attached.
At Rapid Loans, we look at each application individually. But to be eligible for a wedding loan, we look at things like whether you have a good or bad credit score or rating, whether you have a steady income, what your lifestyle expenses are and what your overall financial situation looks like. It’s important to consider whether you can afford the loan repayments, especially if you are taking out a loan to pay for a significant expense like a wedding.
Before taking out a wedding loan, it’s a good idea to carefully consider your financial situation and long-term goals. You may also want to consider alternative ways to finance your wedding, such as using a savings account or asking for contributions from family and friends. If you decide that a wedding loan will help get you your dream day, we are more than happy to help get you there with a Rapid Loans personal loan for a wedding.
Can anyone get a personal loan?
Anyone can apply for a wedding loan, but hopefully you are looking to get married! At Rapid Loans, to make sure you can afford the loan for a wedding, you’ll need to meet our eligibility criteria, this criteria can include:
– Age: We require our borrowers to be over 18 years of age.
– Residency: You’ll need to be a permanent resident or citizen of Australia.
– Income: We’ll need to see that you have a stable or steady income to show you can pay back the wedding loan.
– Credit Score: We will check your credit score before giving you a loan so it’s a good idea to have some knowledge about your own credit score so there are no surprises when we do the check!
– Financial History: We’ll ask you for bank statements and financial history to see how you spend your money and what your lifestyle costs.
– Employment: We’ll also ask about your employment status, whether you’re employed, self-employed or otherwise.
The above points are just a guide for what we might ask for. Please keep in mind that we could ask you more questions and for more documentation, this is a normal part of getting a loan for a wedding in Australia. Additionally, keep in mind that just because you are eligible for a loan does not guarantee you will be approved for a loan. We will assess each application on an individual basis and determine your overall financial situation and creditworthiness before making a final decision.
What can I use a wedding loan for?
A wedding loan can be used to pay for various expenses related to your wedding. These uses can include:
– the cost of the venue
– catering
– photography
– flowers
– decorations
– transportation
– wedding suits
– wedding dresses
– jewellery
– music
– and other miscellaneous wedding costs.
Can I start paying off my loan after my wedding?
It depends on how quickly you are getting married! When you get approved for a wedding loan with Rapid Loans, we’ll discuss with you the payment terms and outline when you will have to start paying back the loan. It will also be included in your loan contract. Typically, repayments start within 2-3 weeks of the wedding loan money being disbursed into your account, so if your planned wedding is months down the track, you will start paying for your loan before you tie the knot.
It’s important to review the terms and conditions of your loan agreement carefully to understand when payments are due and the consequences of missing payments. If you have any questions or concerns about your loan agreement, you can always get in touch with a Rapid Loans consultant at any point.
What does a wedding loan cover?
A wedding loan can cover a wide range of expenses related to your wedding. When planning for a wedding, the expenses quickly add up so a wedding loan could be good to help you achieve your dream day. A personal loan for a wedding from Rapid Loans could help you with:
– Venue hire: The cost of renting a location for your ceremony and reception.
Catering and drinks: The cost of food, drinks, and related expenses for your wedding reception to ensure your guests have a great time.
– Photography and videography: Photography and videography make your day memorable. A wedding loan can help with the cost of hiring a professional photographer or videographer to capture your special day.
– Flowers and decorations: While pretty, flowers are expensive! A loan for a wedding can help pay for floral arrangements, centrepieces, and other decorations for your wedding ceremony and reception.
– Wedding attire: Wedding dresses, suits and bridesmaid dresses can get expensive.
– Jewellery: The cost of wedding bands and other jewellery for the bride and groom.
– Music: This includes the cost of hiring a DJ, band, or musician to provide music for your wedding ceremony and reception.
– Transportation: A wedding loan can help cover the cost of transportation for the bride and groom, as well as the bridal party.
– Miscellaneous wedding expenses: This includes expenses such as wedding favours, invitations, and other miscellaneous costs.
As you can see, a wedding can skyrocket in costs very quickly! It is important to try and stick to a budget and plan ahead, so you are not paying last minute premiums for anything. If you decide to use a wedding loan for some or all of the items listed above, one of our friendly loan consultants will be able to talk you through getting a wedding loan with Rapid Loans.
What are the benefits of a wedding loan?
There are several benefits to taking out a wedding loan, including:
Consolidated funding: A wedding loan can provide a one-stop solution for financing all your wedding expenses, making it easier to manage and budget for your big day.
Flexible repayment terms: At Rapid Loans, we offer flexible repayment options, such as the ability to choose a loan term that fits your budget and timeline.
Fixed interest rates: Personal loans for weddings at Rapid Loans come with fixed interest rates, which means your regular payment amount won’t change over the life of the loan.
Credit building: Repaying a wedding loan on time can help improve your credit rating or score, which can be beneficial for future financial goals, such as buying a home or securing a car loan.
Wedding memories: By financing your wedding with a wedding loan, you can enjoy the memories of your special day without the financial stress that often comes with paying for a big event.
It is important to remember that taking out a loan for a wedding is a financial commitment, and it’s essential to carefully consider the terms and conditions, interest rates, and overall cost before applying for a loan to ensure you can meet those requirements and pay back the wedding loan in full.