Are you ready to hit the city streets of Brisbane in your dream car? We know it’s easy to get swept up in the showroom gleam and allure of that new-car smell, which is why our dedicated team is ready to help fuel your car-buying dreams! Loan options are available for new and used cars in Brisbane.
Wherever you find your next car – at a dealer, online, at an auction, or anywhere else, you’re going to need a car loan provider whom you can trust and help you get into the car of your dreams as soon as possible. At Rapid Loans, we are making car loans happen in Brisbane.
Let’s say you’ve found the car you want – it could be one of Australia’s favourite cars or something quite different. With Rapid Loans, you can fill out our quick online car loan application for the full amount of your desired vehicle. If your loan application is approved, you can have the funds you need in a day or two.
We offer up to $55,000 for Car Loans Brisbane. To make it more convenient for you, we’ve made the application process simple, secure, and fast. Just apply online and, if pre-approved, our helpful loan consultants will help you find the car loan solution that suits your needs.
When getting a car loan, you can apply for conditional pre-approval for a specific amount before you go shopping. We can grant up to 2 weeks of conditional pre-approval on your loan. What does pre-approval mean? It means the applicant has already gone through the application process and has been found to satisfy the criteria to get a loan of a specific amount.
Another option is you can find a vehicle, negotiate a price, and then talk to Rapid Loans to access the needed funds.
A Rapid Loans car loan may also be called a “vehicle loan” because it covers other vehicles like trucks, boats, caravans, and motorbikes. Please note that all vehicles must be comprehensively insured for the duration of the car loan.
Rapid Loans has been one of Australia’s trusted go-to lenders since 2003. For more than a decade, we have helped people like you access car loans efficiently and stress free.
We take great pride in helping thousands of Australians achieve their personal goals such as owning that dream car they’ve always wanted to have. With years of experience in the industry, we bring nothing less than innovative knowledge and convenient loan products to our clients.
As reliable lenders, our clients and their goals are of number one importance to us, and it is our passion to help people like you achieve your vehicle goals.
There’s no dealing with a usual call centre when you choose Rapid Loans. From your first call, you can expect no less than exceptional customer service from one of our professional consultants who will give you straightforward answers and get your application moving.
Throughout your partnership with us, our loan consultants will be your contact dedicated to giving you great service, a suitable loan product, and ongoing support wherever needed. You can also expect the consultant assigned to you to be knowledgeable in all aspects of our loan products.
We take the time to listen to your particular needs, and our personalised approach will continuously provide a welcoming and safe experience. We understand that each client’s situation is unique and that applying for a car loan can be overwhelming. When you choose Rapid Loans, you will have peace of mind knowing your application is in good hands.
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
For feeling the wind in your hair
For when it’s time to hit the open road
For when you want to make a splash
For when its time for that new car smell
The comparison rate gives you a true understanding of the cost of the loan per year. In addition to interest rate charged, it adds the cost of fees and charges, repayment frequency, loan term and loan amount.
Our loan terms vary from 24 to 60 months with loans ranging from $2,001 up to $50,000. This will depend on the product, loan amount and other factors.
A balloon payment is a significant extra payment made on your loan that is greater than your normal repayment. A balloon payment can be made at any time of the loan term and will reduce the loan term and interest charges for that loan. We do not require balloon payments at Rapid Loans, however the option is available to you to make extra repayments without incurring any fees.
Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalised with any conditions being met to receive final approval, contracts signed and funds disbursed.
No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.