Loans as they should be
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Borrow up to $50,000 for a new or used vehicle
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Simple online application
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Loan terms from 18 to 60 months
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No early repayment fees
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Two weeks conditional pre-approval
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about Car Loans Perth
Need a car loan in Perth? Whether you’re upgrading your everyday drive for a growing family, searching for a reliable work vehicle, or buying your first set of wheels, Rapid Loans offers simple, secured car finance to help get you moving. With an easy online process and car loan amounts starting from $5,000, we’re here to support Perth drivers with finance that fits your needs – and your lifestyle. Discover more now and get started today so you can get rolling sooner!
Secure Car Financing Tailored to Perth Buyers
At Rapid Loans, we understand that every buyer’s needs are different. From lifestyles, to budgets, to what you actually use your vehicle for, everyone is looking for something unique. That’s why our secured car loans are designed to suit a wide range of circumstances, with easy to understand repayment plans, and loans ranging up to $50,000 for those bigger car investments. Whether you’re buying from a dealership in Osborne Park or a private seller in Fremantle, our car loans provide a straightforward way to fund your next vehicle. With fixed rates and flexible terms, it’s finance made for real life.
Borrow Up to $50,000 for Your Next Car
Looking to buy a newer model or something bigger for the family? If you’re wanting something that’s rolled straight off the dealership lot and comes with all the latest safety and technology features, a higher value loan may be what you need. Depending on what your lifestyle and budgets are, you can apply to borrow anything from $5,000 up to $50,000. The amount you’re eligible for will depend on your individual financial profile and our assessment process – but with a broad lending range, we can help fund everything from compact city cars to SUVs and more serious utes for your every day use on the job site.
How to Secure a Perth Car Loan
Getting started is simple. Our application is 100% online, so you can apply anytime, from anywhere in Perth. All you’ll need are a few key details like some ID, proof of income, and an idea of how much you’d like to borrow. Once you’ve submitted your details securely online, our team will review your application based on our lending criteria. We generally get back to our customers within 24 hours, giving you the speed and flexibility you need. If your application is approved, we’ll move quickly to finalise the loan and get the funds to you. The whole process is designed to be quick, transparent and stress-free. With thousands of happy customer testimonials in Australia, it’s never been easier to get the car finance in Perth you need.
Conditional Pre-Approval: Shop with Confidence
While some people may like to have a look at what’s out there to get an idea of how much they’ll need before applying, shopping for a car is much easier when you know where you stand. We can help get you conditional pre-approval, which enables you to browse with confidence and act quickly when you find the right vehicle. Another added benefit is that it also gives you a clearer budget and puts you in a stronger position when negotiating with car sellers across Perth.
Why Choose Rapid Loans in Perth?
We’ve been helping Australians with car finance since 2003, and our customers across Perth appreciate our no-nonsense approach. We offer secured loans with transparent repayment plans, fixed repayments and no early payout fees – giving you the flexibility to operate the way you want. Our entire process is online, but if you need support, you can contact our team – they’re just a call or click away. It’s car finance made easy, from a lender you can trust.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Loans Tailored to You
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Quick and Easy Process
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Personalised Service
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
Trusted Lender
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
Explore Our Other Loan Types
Car Loans Brisbane
For when its time for that new car smell
Motorcycle Loans
For the times you want to rev your engine
Personal Loans
For when you want to start living
Boat Loans
For feeling the wind in your hair
Auto loan questions
How do I buy a car that is under finance?
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.
What loan terms do you offer?
Our loan terms vary from 24 to 60 months with loans ranging from $2,001 up to $50,000. This will depend on the product, loan amount and other factors.
What loan amounts are offered in Perth?
At Rapid Loans, we offer car loans starting at $5,000 up to $50,000. The amount you can borrow will depend on your financial situation and the outcome of our assessment. When applying, consider the price range of the car type you’re interested in when selecting a loan amount.
What does pre-approval mean?
Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalised with any conditions being met to receive final approval, contracts signed and funds disbursed.
Are early repayments allowed without fee?
Yes – there are no early repayment penalties with a Rapid Loans car loan. You can pay your loan off sooner without any additional charges, giving you the flexibility you need.
Do you offer fixed interest rates?
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
Do I have to use my loan to buy a car in Perth?
| Nope, you can use your loan to purchase a car anywhere in Australia! From a snazzy convertible in Mandurah, to an electric vehicle in Margaret River or compact hatchback in Bunbury, we are on the phones and ready to help you get the car you want.
Our Perth car loans range from $5,000 up to $55,000 to fit a variety of needs, and we don’t just finance cars! Our vehicle loans can also be used to purchase your dream motorcycle, caravans and trailers, and even jet skis! Find out how a Rapid Loans vehicle loan could get you moving – apply online today. |
How fast are funds disbursed?
Once your loan is approved and all documentation is finalised, we aim to disburse funds as quickly as possible. Timing can vary depending on individual circumstances, but we work to ensure minimal delays, and funds are typically disbursed within 24 hours pending approval.