Loans as they should be
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Borrow up to $45,000 for a new or used vehicle
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Simple online application
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Loan terms from 24 to 60 months
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No early repayment fees
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Two weeks conditional pre-approval
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about Car Loans Brisbane
Looking for a car loan in Brisbane? Whether you’re upgrading to a family SUV, buying your first car, or needing a reliable vehicle for work, Rapid Loans offers secured vehicle loans to help Brisbane drivers finance new and used vehicles. Our online application process is straightforward, with flexible options for loan amount, loan term and repayment frequency.
From North Lakes to the Gold Coast, we’re here to help Queenslanders access car finance that’s straightforward and easy to manage, with loan amounts from $5,000 to $45,000 subject to approval. Discover how simple it can be to apply for a car loan in Brisbane today.
Car Finance for Brisbane Drivers
At Rapid Loans, we know that every driver is unique and different. So if you are a city commuter needing something compact, a tradie looking for a trusted ute, or a growing family needing more space, our auto loan products are available for a range of vehicle purchases. With fixed interest rates and a flexible repayment schedule of weekly, fortnightly or monthly, you can plan ahead with ease.
Rapid has been supporting Brisbane customers for over two decades, financing secured vehicle loans with fixed interest rates and flexible repayment frequency options. When you apply for a Car Loan in Brisbane, you are applying for Rapid Loans’ secured vehicle loan product. All applications are subject to our credit eligibility criteria and approval. Whether you’re purchasing from a dealership in Moorooka or a private seller in Caboolture, we applying for a car loan fast, with many applicants completing our online form in just minutes.
Loans for New and Used Cars in Brisbane
If you’re in the market for your first or next car, a Rapid secured vehicle loan may help finance eligible new and used vehicles. We offer car loans in Brisbane for both new and used cars, giving you the flexibility to buy from:
- Licensed dealerships
- Online car marketplaces
- Private sellers
Our loans range from $5,000 up to $45,000, subject to our credit eligibility criteria and approval. This means our secured vehicle loans may be used to finance a wide range of eligible vehicles from compact hatchbacks to family 4WDs, commercial vans, and utes. Not sure what your budget is? Rapid Loans can provide a conditional pre-approval to eligible borrowers so you can browse vehicles with a number in mind.
How to Apply for a Brisbane Car Loan
Getting started with Rapid Loans is 100% online – perfect for busy Brisbane drivers.
Here’s how the process works:
- Apply online: Complete our secure application form with your personal details, income, and the amount you want to borrow.
- Quick assessment: Our team will review your information against our lending criteria and provide an outcome, in many cases within 24 hours.
- Provide supporting documents: We may ask for identification, proof of income, or details or the vehicle you’re purchasing.
- Receive your funds: If approved, we’ll finalise your loan and transfer the funds the same or next business day depending on settlement timing and your financial institution.
Whether you’re in Brisbane CBD, Ipswich, Logan, or Redcliffe, our car loan process is designed to be fast, transparent, and hassle-free – helping you focus on what really matters: getting on the road.
Conditional Pre-Approval: Shop with Confidence
Finding the perfect car is much easier when you already know how much you can borrow. With conditional pre-approval, you’ll also have a clearer understanding of your potential repayments before you start shopping. It can also give you greater confidence when negotiating with dealerships or private sellers. It gives you realistic boundaries so you don’t get your hopes up for a car well outside your budget.
Apply online to get started and browse Brisbane car listings with confidence.
Why Choose Rapid Loans for Your Brisbane Car Loan
Brisbanites are busy people, which is why a fully online loan process is an ideal choice for your next car loan. With Rapid Loans, you deal with loan consultants who care about your car finance journey and will work hard to make your experience a positive one. Plus, with fixed interest rates, flexible repayment schedules and no early payout fees, you know what to expect for the term of your loan. So whether you’re commuting into the CBD or planning weekend trips around South East Queensland, apply online today and let our team guide you through the application process.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Designed for Simplicity
Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.
Fast Online Application
Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.
Real People, Ready to Help
Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.
50,000 Customers and Counting
We’ve helped more than 50,000 customers access finance. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.
Explore Our Other Loan Types
Boat Loans
For feeling the wind in your hair
Motorhome Loans
For when it’s time to hit the open road
Jet Ski Loans
For when you want to make a splash
Used Car Loans
For when its time for that new car smell
Auto loan questions
What loan amounts are available for car loans in Brisbane?
With a Rapid auto loan, you can finance a car and any associated extras from $5,000 up to $45,000. Our team will assess your application thoroughly to provide you with conditional pre-approval of how much you could borrow – this lasts for two weeks so you can go shopping for your car. Before you start your application, you can learn how it works, get any paperwork you need organised, then go through the straightforward online process.
How long does it take to receive funds?
We aim to review applications quickly, and if approved, funds can be disbursed as quickly as the next business day. To ensure there are no delays from our end, please ensure you fill out the application form with all documents required.
What is a p.a. comparison rate?
A comparison rate is designed to help you compare the overall cost of different loans. It takes into account not only the interest rate, but also most upfront and ongoing fees and charges, based on a standard loan amount and term prescribed by law.
Because it includes more than just the interest rate, the comparison rate can give you a better indication of the overall cost of a loan. However, your actual comparison rate may vary depending on your loan amount, loan term and individual circumstances.
What car loan terms do you offer?
Our loan terms vary from 24 to 60 months with loans ranging from $5,000 up to $45,000. This will depend on the product, loan amount and other factors. Interest rates will vary depending on the amount borrowed and a few other factors including your credit history and financial profile.
What does pre-approval mean?
If you’re in the early stages of looking for a car and have a few in mind (and a budget planned) you can seek out pre-approval. This gives you a set amount you’re able to borrow to put towards buying a car when you find the right one. It also means you can show you have already been pre-approved for the total value needed to buy a car, without needing to go through the full loan application process then and there when you’re trying to purchase your new vehicle. When the applicant has found a car to purchase, the loan application can be finalised with any conditions being met to receive final approval, contracts signed and funds disbursed.
Do you charge early repayment fees?
No. Rapid allows extra or early repayments without penalty, giving you the freedom to pay off your loan sooner if you choose to, saving on interest.
Do you offer fixed interest rates?
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
How do I buy a car that is under finance?
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.
Hear from our happy customers
Learn how our loan system makes borrowing easy, quick, and hassle-free.