Motorhome Loans

Adventure is calling

Unlock the road ahead with our vehicle loans up to $50,000, made to get you moving sooner.

Loans as they should be

  • Borrow up to $50,000 for a new or used vehicle
  • Simple online application
  • Loan terms from 18 to 60 months
  • No early repayment fees
  • Two weeks conditional pre-approval
  • Fast finance – funds typically disbursed within 24 hours of approval

Learn more about our motorhome loans

Hit the Road with Motorhome Financing

If you’ve always dreamed of life on the open road, Rapid Loans can help make that a reality with our motorhome loans. Mobile living gives you the freedom to explore Australia at your own pace and in your own way. Whether you’re simply planning weekend getaways or have more ambitious goals of heading off on a full-time adventure doing The Big Lap, getting the finances you need to purchase a motorhome are now available. 

At Rapid Loans, we offer personal loans over $2000, ranging up to $50,000, giving you the freedom to find the option that works for you – both in terms of budget and repayments. Get behind the wheel sooner rather than later and start living the dream life you want. Our online application process is straightforward and our dedicated Australian team makes financing your motorhome stress-free and accessible.

Flexible Loan Options for New and Used Motorhomes

Whether you’re looking to purchase a brand new motorhome and drive it straight off the lot, are opting for a pre-loved one, or want to upgrade one you already have to get it road-worthy, we can help. We provide loan options that suit your plans and budget, with the ability to repay anywhere between two and five years, with no penalties for early repayments either.

Along with streamlining the application process, all of our vehicle and personal loans can be tailored and adjusted for both new and used vehicles, giving you the flexibility to choose what works best for your lifestyle. To make it simple to manage your finances, we also offer fixed interest rates with flexible repayment terms, meaning there are no nasty surprises – you’ll always know exactly what to expect.

How to Apply for a Motorhome Loan

Applying with Rapid Loans is a simple, online process. There’s no need to visit a bank or collect a whole lot of paperwork. Getting started only requires a few things – like identification, proof of income, and some details about your lifestyle. It’ll only take a few minutes and you can find more information about how it works before you get started. 

After you’ve completed your application, our team will review everything and, if your motorhome loan is approved, we’ll guide you through the next steps. To make it faster for you to get rolling with your motorhome, in many cases the funds will be deposited into your account within 24 hours of approval and contract signature. 

Motorhome Loans vs Caravan Loans: Key Differences

While both motorhome and caravans have a few things in common, there are a few key differences in their function, which is why we have a dedicated motorhome financing option. Motorhomes refer to vehicles with a built-in engine and dwelling attached, essentially, your home and transport are one and the same. In contrast, caravans and their associated financing options refer to towable vans that require a separate vehicle for travel. 

Why Finance Your Motorhome with Rapid Loans?

Rapid Loans has been helping Australians finance their big plans, with everything from personal loans to vehicle loans – including motorhome finance – for over 20 years. We make it easy to apply, give you all the information you need to manage your repayments, and make sure you have the option to pay things off early without additional fees. You’re able to apply for amounts over $2,000, ranging up to $50,000, giving you plenty of scope to work with when you’re on the market for a motorhome. Our process is fast and hassle-free, and you gain access and support from our helpful local team when you take out a loan with us. We’re here for you every step of the way. Whether you’re planning short getaways or long-term travel, Rapid Loans are here to help you make it happen.

How It Works

1. Apply Online

Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.

2. We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.

3. Receive Funds

We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.

Why go with Rapid for your loan?

Loans Tailored to You

Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.

Quick and Easy Process

Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.

Personalised Service

Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!

Trusted Lender

We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.

Explore Our Other Loan Types

Used Car Loans

For when its time for that new car smell

Jet Ski Loans

For when you want to make a splash

Boat Loans

For feeling the wind in your hair

Motorcycle Loans

For the times you want to rev your engine

Motorhome loan questions

What type of loan do you need for a motorhome?

When considering the purchase of a motorhome, individuals typically require motorhomes finance, or loans for motorhome, to fund the acquisition. Tailored finance for a motorhome from Rapid Loans is available to cater to this need. Motorhome loans are typically secured loans that use the motorhome itself as collateral. This arrangement allows borrowers to access our secured vehicle loans with flexible repayment terms. Motorhome finance is available for both new and used motorhomes, enabling borrowers to choose the option that suits their preferences and budget. The benefits of getting motorhome finance are considerable, allowing you to start enjoying your motorhome adventure immediately, without having to wait to save up the full amount. Loans for motorhomes from Rapid Loans allow Australians to hit the road sooner and start creating amazing memories.

How does financing work with a motorhome?

Seeking finance for a motorhome involves securing motorhome financing specifically tailored for this purpose. The motorhomes finance process typically begins by completing a loan application, and factors considered during the application process include financial circumstances of the borrower and the value of the motorhome being financed. If approved, Rapid Loans pays the private seller or dealer directly and places an encumbrance on the vehicle as collateral. Repayment terms, interest rates and loan durations vary. Regular repayments are then made over the agreed loan term until the loan is paid off. Motorhome financing provides individuals with the opportunity to enjoy the benefits of a motorhome while spreading the cost over a manageable period, making it more accessible and affordable. Talk to us about our loans for motorhomes now.

Can I use a motorhome loan for a used motorhome?

Yes, you can typically use a motorhome loan for a used motorhome. Motorhomes finance options, motorhome financing or loans for motorhomes, is available for both new and used vehicles. We understand that individuals may prefer to purchase a pre-owned motorhome due to factors like cost savings or specific model preferences. When applying for a motorhome loan, you can specify whether you intend to use it for financing a new or used motorhome. The loan amount you can borrow for a used motorhome can depend on factors such as the value of the vehicle and other criteria. By securing finance for a used motorhome, you can still enjoy the benefits of motorhome ownership while managing the financial commitment effectively. Talk to Rapid Loans about suitable financing options for your used motorhome.

Can I pay off my loan early without fees?

Yes, you can! Rapid Loans doesn’t charge early repayment fees, giving you the freedom to pay off your loan sooner if you choose to.

What repayment terms are available?

We offer flexible repayment terms designed to fit comfortably within your budget. Specific options will depend on your loan amount and personal situation. Our team can give you more context when you contact us, or throughout your application process.

What loan amounts can I get for motorhomes?

Our vehicle loans start from $5,000, with loan amounts tailored to suit the cost of your motorhome and your financial circumstances. The amount you can borrow when looking for loans for motorhomes depends on various factors, including your financial situation and the cost of the vehicle. The specific loan amount available to you when a motorhome loan can depend on factors such as your income, credit history, loan term, and the value of the motorhome you are buying.

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