Loans as they should be
-
Borrow up to $45,000 for a range of loan purposes
-
Simple online application
-
Loan terms from 12 to 60 months
-
No early repayment fees
-
Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our funeral loans
Fast Funeral Loan Approval When You Need It
We understand that dealing with the loss of a loved one can be one of the toughest times in life. If you add dealing with funeral expenses on top of that, you can become incredibly overwhelmed. That’s where Rapid Loans steps in, offering funeral loans to help you cover any sudden costs quickly so you can focus on honouring your loved one the way they deserve. Get the funds you need quickly – apply online today.
What Do I Need to Know Before Applying For a Funeral Loan?
We understand that when you’re mourning, the thought of dealing with a long loan application can be unbearable. That’s why our online application process is designed to be straightforward and fast! We offer a range of loan amounts, loan terms and repayment options that can give you the financial relief to focus your time and energy where it’s needed.
What Can You Use a Funeral Loan For?
At Rapid Loans, when you apply for a Funeral Loan, you are applying for one of our personal loan products, which can be used to help cover funeral-related expenses, subject to our lending critera. Our funeral loans can be used to cover a range of expenses, including:
- Funeral service costs
- Burial or cremation fees
- Casket or urn
- Transportation
- Flowers and catering
- Any other related expenses
This financial support can give you the opportunity to give your loved one a respectful and dignified farewell without the added stress of an immediate financial burden. Explore our personal loan options today.
Can I Get a Funeral Loan With Below Average Credit?
Organisaing a funeral can be stressful and overwhelming. This can be especially true if you’re not in a place where you have the finances to honour your loved one’s life in a way that you’d like.
At Rapid Loans, our team reviews all applicants thoroughly. This means that even if you have below average credit, we may still be able to help you secure a funeral loan.
Trust Rapid Loans With Your Funeral Loan
Losing a loved one is undoubtedly one of the hardest things you will experience in your life.
This is why our Australian funeral loans are designed to offer you peace of mind, knowing that the financial side of funeral planning is taken care of. Along with swift financial support, our friendly loan consultants also offer compassion and a listening ear.
Apply for a funeral loan with Rapid Loans today and take the first step towards easing the financial burden during this difficult time.
Let us handle the financial side while you start your next chapter and see why Australians just like you trust Rapid Loans to help them find the best loan.
Why go with Rapid for your loan?
Designed for Simplicity
Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.
Fast Online Application
Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.
Real People, Ready to Help
Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.
50,000 Customers and Counting
We’ve helped more than 50,000 customers access the finance they need. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.
Explore Our Other Loan Types
Dental Loans
For when you want to smile big.
Travel Loans
For your next dream holiday
Personal Loans
For when you want to start living
Used Car Loans
For when its time for that new car smell
Funeral loan questions
Am I eligible for a funeral loan?
To be eligible for a funeral loan with us, you generally need to:
- Be at least 18 years old.
- Be an Australian citizen or permanent resident.
- Have a regular income.
Don’t worry if your credit history isn’t perfect, we understand that life happens and are here to help. As long as you meet the above requirements and can provide supporting documentation on your financial situation, you could be eligible for a loan with us. If you’re unsure of the process or what you need to show us for a funeral loan, you can check how it works before you apply online.
How can I get a funeral loan?
Applying for a funeral loan is straightforward with Rapid Loans. Just fill out our simple online application form and we’ll get back to you with a decision as soon as possible. As with any of our personal loans, we’ll usually be able to let you know if you’ve been approved for a funeral loan within around 24 hours and if you’re successful, the money may even be in your account the same day.
You can rely on us to help with the financial side of things and our friendly team is always here to assist if you have any questions along the way.
What interest rate will I receive?
Interest rates for funeral loans vary based on your financial situation and the loan amount. We pride ourselves on offering competitive rates and transparent terms, so you’ll always know what to expect. Depending on your circumstances and how much you want to borrow, your interest rate may vary. We can help guide you through repayment options and repayment terms, but if you do want to pay more off early, there are no early repayment fees.
Our dedicated finance professionals are waiting on the other end of the phone to assist with compassion during this difficult time – give us a call on 1300 727 431 for more information or apply online in minutes.
How much money can I borrow?
While some people prefer a small funeral, others may want a large celebration of their life where their many friends and family can say their final goodbye. This is why we offer flexible loan amounts to ensure you get exactly what you need without any added stress.
If you meet our lending criteria, you could borrow from $2,001 up to $45,000 with a personal loan from Rapid Loans. You can also take advantage of a fixed loan amount and fixed interest rate over a fixed repayment period.
What supporting document and information do you need to process my funeral loan application?
To process your funeral loan application, you’ll typically need to provide:
- Proof of identity (like a driver’s license or passport).
- Proof of income (such as payslips or bank statements).
- Information about the funeral expenses.
Once we have all the necessary documents, we’ll work quickly to get you a decision, and if your loan is approved, to get the funds to you as soon as possible.
Hear from our happy customers
Hear from customers about their experience applying with Rapid Loans.