Loans as they should be
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Borrow up to $45,000 for a range of loan purposes
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Simple online application
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Loan terms from 12 to 60 months
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No early repayment fees
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our funeral loans
Straightforward Personal Loans for Funeral Expenses
At Rapid Loans, when you apply for a ‘funeral loan’, you are applying for our secured personal loan product, which can be used to finance funeral expenses. We understand that dealing with the loss of a loved one can be one of the toughest times in life. If you add dealing with funeral expenses on top of that, you can become incredibly overwhelmed. That’s where Rapid Loans steps in, offering funeral loans up to $45,000 to help approved applicants cover any sudden costs.
What Do I Need to Know Before Applying For a Funeral Loan?
We understand that when you’re mourning, the thought of dealing with a long loan application can be unbearable. That’s why our online application process is designed to be straightforward and fast! We offer a range of loan amounts, loan terms and repayment options that can give you the financial relief to focus your time and energy where it’s needed.
What Can You Use a Funeral Loan For?
At Rapid Loans, when you apply for a Funeral Loan, you are applying for one of our personal loan products, which can be used to help cover funeral-related expenses, subject to our lending criteria. Our funeral loans can be used to cover a range of expenses, including:
- Funeral service costs
- Burial or cremation fees
- Casket or urn
- Transportation
- Flowers and catering
- Any other related expenses
This financial support can give you the opportunity to give your loved one a respectful and dignified farewell without the added stress of an immediate financial burden. Explore our personal loan options today.
Can I Get a Funeral Loan With Below Average Credit?
Organisaing a funeral can be stressful and overwhelming. This can be especially true if you’re not in a place where you have the finances to honour your loved one’s life in a way that you’d like.
At Rapid Loans, our team reviews all applicants thoroughly. This means that even if you have below average credit, we may still be able to help you secure a funeral loan.
Support When You Need It Most
Losing a loved one is one of life’s most difficult experiences, and arranging a funeral can add unexpected financial pressures during an already challenging time.
If you’re looking to finance eligible funeral expenses, a Rapid personal loan may help you manage the upfront costs. Our team is committed to making the application process as straightforward as possible and will guide you through each step, answering any questions you may have along the way.
Apply for a Rapid personal loan today to get the application process started. All applications are assessed against our lending criteria and responsible lending obligations. Approval is subject to eligibility.
Why go with Rapid for your loan?
Designed for Simplicity
Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.
Fast Online Application
Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.
Real People, Ready to Help
Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.
50,000 Customers and Counting
We’ve helped more than 50,000 customers access finance. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.
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Funeral loan questions
Am I eligible for a funeral loan?
To apply for a Rapid personal loan to help finance eligible funeral expenses, you’ll generally need to:
- Be at least 18 years old.
- Be an Australian citizen or permanent resident.
- Have a regular source of income.
- Provide supporting documentation about your identity, income and financial circumstances.
We understand that everyone’s financial situation is different. If your credit history isn’t perfect, you may still be able to apply. Every application is assessed individually against our lending criteria and responsible lending obligations.
If you’re unsure about the application process or the information you’ll need to provide, you can learn more about how it works before you apply online.
How can I get a funeral loan?
Applying for a funeral loan is straightforward with Rapid Loans. Just fill out our simple online application form and we’ll get back to you with a decision as soon as possible. As with any of our personal loans, we’ll usually be able to let you know if you’ve been approved for a funeral loan within around 24 hours and if you’re successful, the money may even be in your account the same day.
Our friendly team is here to assist if you have any questions along the way.
What interest rate will I receive?
Interest rates for funeral loans vary based on your financial situation and the loan amount. Depending on your circumstances and how much you want to borrow, your interest rate may vary. We can help guide you through our repayment options and repayment terms, but if you do want to pay more off early, there are no early repayment fees.
Our dedicated finance professionals are waiting on the other end of the phone to assist with compassion during this difficult time – give us a call on 1300 727 431 for more information or apply online in minutes.
How much money can I borrow?
While some people prefer a small funeral, others may want a large celebration of their life where their many friends and family can say their final goodbye. This is why we offer a range of loan amounts to ensure you get exactly what you need without any added stress.
If you meet our lending criteria, you could borrow from $2,001 up to $45,000 with a personal loan from Rapid Loans. You can also take advantage of a fixed loan amount and fixed interest rate over a fixed repayment period.
What supporting document and information do you need to process my funeral loan application?
To process your funeral loan application, you’ll typically need to provide:
- Proof of identity (like a driver’s license or passport).
- Proof of income (such as payslips or bank statements).
- Information about the funeral expenses.
Once we have all the necessary documents, we’ll work quickly to get you a decision and, if your loan is approved, get the funds to you as soon as possible.
Hear from our happy customers
Hear from customers about their experience applying with Rapid Loans.