Solve problems as they arise

Emergency Loans with Rapid

Nothing prepares you for emergencies. Whether it’s a medical incident, urgent car service, or covering essential costs after the loss of a job, having quick access to cash can make all the difference.  

Rapid offers emergency loans to help everyday Australians, with the intention of helping you through life’s unexpected challenges. With a simple online application, our fast approvals and flexible terms let you access funds when you need them, without the stress. 

If you need support today, a secured emergency loan backed by your registered vehicle can provide peace of mind and fast financial relief. 

Fast Access to Emergency Funds

When emergencies occur, you need support that acts fast. At Rapid, our process is designed to make it easy to apply for fast emergency loans which gives you access to funds, often within one business day. 

We know that emergency expenses can’t wait, which is why our process is 100% online and gives you fast access to financial assistance. Our secured loans utilise a registered vehicle as collateral.

We’re here to help you move forward with the financial support you need. 

Types of Emergency Loans Available

Our personal loans are adaptable to a range of different situations, and our simple online application will get you on the way to an outcome sooner.

Here are some possible uses for an emergency loan

• Medical expenses – urgent hospital trips or emergency dental procedures
• Car services – major repairs or getting back on the road after an accident
• Household emergencies – major plumbing or electrical repairs
• Unexpected travel – last-minute flights for family emergencies
• Emergency pet care – unexpected vet treatments or surgeries

Our emergency loans range from $2,001 to $50,000, which can give you the financial room to move through your emergency without stress. Some of our loan features include: fixed interest rates, flexible loan terms and no early repayment fees. 

Do I Qualify for an Emergency Loan? 

At Rapid Loans, we look at every application with fresh eyes. However, like all  lenders we do have minimum lending criteria and all applications are subject to our assessment. 

To qualify for an emergency loan with Rapid, you need to be at least 18 years old, and Australian citizen or permanent resident. You must have a stable income and can demonstrate your ability to manage the fixed repayments. Our loans are secured by your vehicle, so a registered vehicle is required. 

We know that when emergencies happen, financial pressures are difficult to manage. We won’t automatically rule you out if you have a less-than-perfect credit score. 

What Documents Do I Need for Urgent Loans? 

To help us review your application quickly, you will need to provide a few documents to verify your identity and give insight into your financial situation. Gathering these in advance allows you to submit your application sooner. You will need to submit valid identification, proof of income, details of current financial situation and vehicle details. 

We understand our customers are real people, that’s why our application process is straightforward, mobile-friendly and designed to take the stress out of borrowing. Most of our customers receive a response from our team within one business day. If approved, your funds will be transferred directly into your bank account – sometimes on the same business day so you can act fast.