Car Repair Loans

Accelerate your car repairs

Need to get your car sorted? Loans up to $50,000 available, perfect for the mechanic bill.

Loans as they should be

  • Borrow up to $50,000 for a new or used vehicle
  • Simple online application
  • Loan terms from 18 to 60 months
  • No early repayment fees
  • Fast finance – funds typically disbursed within 24 hours of approval

Learn more about our car repair loans

There’s never a good time for unexpected car troubles. That’s why Rapid Loans offers car repair loans, so you can get access to fast and flexible finance to cover these essential repairs and get you back on the road sooner. 

From sudden breakdowns to regular maintenance, we’re here to help you manage car expenses with confidence and ease. Apply today for a car repair loan and get your vehicle running smoothly again. 

Quick Loans to Cover Urgent Car Repairs

When your car breaks down, waiting for payday isn’t always an option. That’s why we’ve designed our car repair loans to give you fast access to the funds you need to fix your vehicle. If you apply with all supporting documents in the morning and meet our lending criteria, you could see funds in your account as soon as that afternoon! Our team works hard to review all applications as quickly as possible, so our customers can receive an answer and plan for their next steps. 

From replacing a clutch to repairing a transmission or upgrading worn tyres, Rapid can help cover the costs so you can get your car back in safe and reliable driving condition. With flexible repayment options and transparent terms, you can manage your loan with confidence and ease. 

Borrow Up to $50,000 for Vehicle Repairs

Trust us, we’ve all been there when a routine service unveils all kinds of pricey repairs, or that flat battery is actually a transmission issue. That’s why we’ve designed our loans so you can borrow up to $50,000 to help cover any kind of vehicle repairs or maintenance work. 

You can use a Rapid car repair loan to pay for:

  • Mechanical and engine repairs
  • Brake or clutch replacements
  • Electrical system faults 
  • Air conditioning or cooling system repairs
  • Bodywork or paint damage 
  • Tyres, wheels, and suspension work

No matter the issue, our loans give you the financial breathing room to fix your vehicle now and repay it in manageable instalments.

How to Apply for a Car Repair Loan Online

Applying for a car repair loan with Rapid is quick and easy. Our application process is 100% online, meaning you don’t need to line-up in a store and fill out extensive paperwork.

Here’s how it works:

  • Apply online – Complete a simple application form with a few basic details about yourself and the repair costs. 
  • Provide documents – Upload proof of ID, income, and expenses so we can assess your application quickly. 
  • Get approved fast – Our team reviews your application promptly and provides a loan decision, often within the same day. 
  • Receive your funds – If approved, you will see the money transferred directly into your account so you can pay your mechanic or repair shop straight away. 

We know time is critical when your car is off the road, so our process is designed to be fast, transparent, and stress-free. 

Same-Day Approvals to Get Back on the Road Faster

It seems that car troubles always happen at the most inconvenient times, especially if you rely on your vehicle for work, family, and everyday transportation. That’s why our team offers same-day approvals for eligible applicants, so you can get access to finances fast. 

If you submit your application early in the day and provide all required information, funds could be available by that afternoon. This means no waiting around for a response unsure when you will get it. It’s the Rapid way – quick and straightforward with the real person behind the application in mind. 

Why Choose Rapid Loans for Car Repair Finance?

Rapid Loans is an Australian lender committed to helping people access finance quickly when they need it most. Here’s why our customers trust up for their car repair loans:

  • Fast, online application – Apply in minutes and get a decision fast. 
  • Flexible loan options – Borrow from $5,000 to $50,000 to solve all kinds of car problems
  • No surprises – just secured loans with transparent terms, no hidden fees and no early payout charges
  • Customer support – our friendly team is here to help you every step of the way. 

With Rapid Loans, you’re choosing a lender that understands urgency, flexibility, and reliability – because we know how important your car is to your daily life. 

1. Apply Online

Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.

2. We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.

3. Receive Funds

We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.

Why go with Rapid for your loan?

Loans Tailored to You

Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.

Quick and Easy Process

Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.

Personalised Service

Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!

Trusted Lender

We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.

Explore Our Other Loan Types

Used Car Loans

For when its time for that new car smell

Secured Loans

For when you want to realise your dreams

Motorcycle Loans

For the times you want to rev your engine

Personal Loans

For when you want to start living

Car repair loan questions

What types of car repairs are eligible for a loan?

A car repair loan from Rapid can be used for almost any vehicle-related expenses, including mechanical, electrical, or cosmetic repairs. Our finance can help you pay for engine rebuilds, brake and suspension work, body damage, new tyres and more. Funds can even be used for optional upgrades that make your car safer and more reliable.

How fast can I get funds for emergency repairs?

In many cases, Rapid can approve and release funds on the same day you apply. To speed up the process, make sure you provide accurate information and upload all required documents as soon as possible. We know how stressful car breakdowns can be, and we work hard to get you back on the road quickly.

Can I use the loan for regular servicing as well?

Yes. While many people use car repair loans for unexpected issues, you can also use them for scheduled maintenance or upgrades, such as logbook servicing, tyre rotations, or safety checks. Keeping your vehicle in good condition helps prevent costly repairs in the future – and our flexible finance options make it easier to manage those costs.

Are there fees for early repayments?

No. Rapid Loans allow extra repayments with no penalty, so you can choose to pay off your loan ahead of schedule, or make a lump sum payment during your term. Many customers choose to do so to finish their contracted repayment term sooner and save on total interest. You’re in the driver’s seat of your loan – no hidden fees, fixed interest rate and no early repayment fees.

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