Fast-track your next car

Car Loans Melbourne

If you’re looking for a car loan in Melbourne – look to Rapid for help with financing it. Whether you’re looking for something to drive around the streets of Melbourne or get out of the city on an adventure, you’re going to need a car loan that goes the distance with you. Looking for a new car is always an exciting time, and our loans are designed for all kinds of borrowers, from those buying their first car, upgrading to something new, or searching for an affordable and reliable second-hand option. At Rapid, we offer fast car loans that make it easy to get behind the wheel of a vehicle you really want. 

Fast and Easy Car Loans in Melbourne

At Rapid, we know Melbourne residents lead busy lives. That’s why our car loans are quick to apply for and easy to manage. Our streamlined online process means you can apply from the comfort of your home and get a fast response, without long wait times or endless paperwork. The application form takes just minutes to complete, and all your documents can be provided through our secure online platform. Apply from your favourite cafe, on your lunch break at work, or even on the tram! You’ll hear from one of our friendly loan consultants within a few business hours and, if successful, your car purchase can be finalised on the same or next business day. Need more time to shop around? That’s all good too, we can grant up to two weeks of conditional pre-approval so you know how much you could borrow. 

Car Loan Options for Melbourne Residents

Rapid Loans offers secured car loans ranging from $5,000 to $50,000 with two weeks conditional pre-approval, so you can shop for your next car with confidence. Purchasing a car should be an experience that has no surprises, and that’s how we think car finance should be too. That’s why our loans are simple and straightforward – fixed rate, no hidden fees and no early repayment charges.

ns from $5,000 to $50,000 and we make the process simple, fast, and secure. Apply online and our friendly, helpful car loans consultants will help you find a car loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval on your car loan.

Rapid Loans will help turn the car you’re thinking about into the car you’re driving. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, wherever you find your next car, you’re going to need a car loan provider who will help you get it quickly.

New and Used Car Loans in Melbourne

Whether you’re shopping for a brand-new vehicle from a Melbourne dealership or a quality used car from a private seller, we’ve got you covered. Our flexible loan options can be tailored to both new and pre-owned cars, giving you freedom of choice when it comes to your purchase. 

What You Need to Apply for a Car Loan in Melbourne

Applying for a Rapid Loans car loan is straightforward. Let us know who you are and how much you’re looking to borrow, then upload your supporting documents to progress your application. You’ll typically need to provide:

• Proof of identity (e.g. driver’s licence)
• Proof of income (e.g. payslips)
• Details of your current financial situation (e.g. online bank statements)

Once we have your details, our team works quickly to assess your application and get you a decision. To finalise your loan, you’ll also need the details of the car you’re purchasing, either from the dealer or the private seller. If you’re having trouble finding what you want, or just want more personalised support on your car buying journey, we can offer Melbourne residents access to our third-party test drive booking service. 

Why Choose Rapid Loans for Your Melbourne Car Loan?

Here’s why Melbourne drivers choose Rapid Loans:

• Fast finance for approved borrowers puts you in the driver’s seat sooner 
• Two weeks conditional pre-approval to browse with confidence 
• Flexible repayment options – choose from weekly, fortnightly or monthly payments 
• Loans for a wide range of borrowers, including those with less-than-perfect credit
• Personal and friendly customer service throughout the life of your loan

We make car finance simple for Melbourne so you can spend less time worrying about money and more time enjoying your new wheels.