Loans as they should be
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Borrow up to $45,000 for a range of loan purposes
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Simple online application
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Loan terms from 12 to 60 months
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No early repayment fees
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our furniture loans
What is a Furniture Loan?
Ready to transform your living space into the cosy haven of your dreams? We get it, furniture shopping can be exciting yet not easy on the wallet. That’s where we come in, ready to help make your furniture dreams a reality with a furniture loan.
So, what exactly is a furniture loan? Simply put, a furniture loan is a type of personal loan specifically designed to help you buy furniture. Lots of household goods can cost in the thousands, whether you need a quality bed, couch, dining table, fridge or something else. Whether you’re moving into a new place or just need to update your current decor, you can use a furniture loan:
- New furniture;
- Moving costs;
- Furniture upgrade;
- White goods such as refrigerators, appliances and more.
What do I need to know before applying for a furniture loan?
A furniture loan can provide the funds you need to purchase everything from a chic new sofa to a dreamy bed frame but, before you jump into the exciting world of furniture finance, there are a few things to keep in mind:
- Your Budget: Know how much you need to borrow and how much you can afford to repay each month.
- Loan Terms: Understand the interest rates, repayment period and any additional fees.
- Credit Score: Your credit score will influence the terms of your loan.
- Loan Options: Compare different loan options to find the best fit for your needs.
How Can I Get a Furniture Loan?
Whether you’re moving out of home for the first time or eyeing off something special, getting a loan for furniture with Rapid Loans is so easy, it could be done with your eyes closed.
Simply get started by filling out our quick and easy online application form. Our team will review your application and get back to you with a decision. Once approved, the funds will be transferred to your account, and you can start shopping for those perfect furnishings.
Can I Get a Furniture Loan with Below Average Credit?
At Rapid Loans, we understand that life happens. While a higher credit score can help you secure better terms, we’re committed to helping as many people as possible get the furniture finance they need.
We consider applications from a range of credit backgrounds so if you find yourself in a situation where you’ve been declined by a bank, you may find things quite different with an online lender like us. We personally consider the unique situation of each of our applicants and work hard to find a solution.
Trust Rapid Loans with Your Furniture Loan
A furniture loan from Rapid Loans can help you spread the cost of your new furniture. This makes it easier than ever to manage your finances while still getting the items you love and deserve.
We know you’re after an online lender you can trust which is why Rapid Loans prides itself on lending to thousands of happy Australians just like you, for over twenty years.
Let’s make your house feel like home, apply online today and take the first step towards creating your ideal home!
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Loans Tailored to You
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Quick and Easy Process
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Personalised Service
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
Trusted Lender
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
Explore Our Other Loan Types
Dental Loans
For when you want to smile big.
Vet Bill Loans
For the extra member of the family
Medical Loans
For when its time to prioritise your health
Personal Loans
For when you want to start living
Furniture loan questions
Am I eligible for a furniture loan?
Eligibility for a household furniture loan with Rapid Loans is straightforward. You need to be an Australian resident, over 18 years old, have a regular source of income and meet our lending criteria.
What are the furniture loan interest rates and terms?
Our furniture loan interest rates are competitive and designed to suit various financial situations. The terms of your loan will depend on your credit score, income and the amount you wish to borrow for your new items. We know that it’s worth spending the time and money to ensure your house is comfortable which is why we offer flexible repayment options to ensure your loan is manageable and stress-free.
How much money can I borrow?
Whether you’re looking for a small loan to buy a few key pieces or a larger loan to furnish an entire home, we’ve got you covered. Furnishing a house can be expensive and with Rapid Loans, you can borrow anywhere from $2,001 up to $45,000.
What interest rate will I receive?
The interest rate on your furniture loan will depend on several factors, including your credit score, income and loan amount. We aim to offer competitive rates that are tailored to your specific financial situation, ensuring you get the best deal possible.
Let’s make your dream space come true – apply online today!