Loans as they should be
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Borrow up to $50,000 for a new or used vehicle
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Simple online application
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Loan terms from 2 to 5 years
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No early repayment fees
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Two weeks conditional pre-approval
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about our caravan loans
Rapid Loans will help turn the caravan or camper trailer of your dreams into a reality. Whether at a dealer, or an auction, or parked on the street with a sticker in the window, you’re going to need a caravan loan provider who will help you get it quickly.
Rapid Loans offers caravan loans with loan amounts from $5,000 to $50,000 and we make the process simple, fast and secure. Apply for finance on our website and our friendly, helpful loan consultants may help you find a new caravan loan solution that suits your needs. We can even grant up to 2 weeks of conditional pre-approval on your caravan loan.
Travelling can be one of life’s great joys. Your trips around Australia can leave you with memories that last a lifetime. The excitement of seeing new places, meeting new people, and trying new things are all factors that motivate people to leave the comfort zone of their homes and hit the road with their car and caravan. For many people, the best way to get out and see the country is to do so with the convenience of their own caravan. When you travel with your own new caravan, the options really do open up in terms of the places that you can see. You may also enjoy the benefit of bringing along your own accommodation for the trip.
You always have the comfort of knowing that you brought your own accommodation when you head down the road in a caravan. There are many good reasons why travellers enjoy holidaying throughout Australia this way. For some individuals, the only thing stopping them from purchasing a new or used caravan and hitting the open road is the financial costs associated with this kind of purchase. If you find yourself in this situation, you might want to seriously consider the possibilities presented by caravan finance and apply online today. With easy and transparent loan repayments, you can go on a holiday without having to save up.
We are one of the leading providers of quick caravan finance in Australia for a variety of reasons. Many of our customers come to us looking for a caravan loan so that they can realise their dreams. Providing caravan finance is one of the ways that we can help make a difference for our customers who wish to realise their goal of traveling cross-country in their own new or used caravan. One of the best pieces of information about our services is that you can apply for a loan online. The finance application process is easy, and we work hard to get you approved for you loan as soon as possible. If approved for one of our caravan loans, you might be able to receive your funds within two days. In some cases, we can help get you approved for a loan on the same day.
There is no doubt that travelling is one of the most rewarding experiences that you can take part in. At the same time, it can be an expensive activity and one where you might find yourself needing extra cash. A quick loan can really come to the rescue when you need that extra cash to ensure that your travel plans of traveling through Australia with your car turn out to be all that you had hoped that they would. Our loan application process makes it easy for you to apply for those much-needed funds. We are also there for you when you have decided to take the step of purchasing a caravan so that you can take your travel activities to the next level.
Travel is fun and exciting, but it also involves many additional expenses such as accommodation, food, and transportation. Taking out a quick caravan or car loan is the solution that many travellers choose when they need those additional funds to fulfil their travel plans. Others choose to reduce these travel expenses in the long run by purchasing their own caravan. Reduced costs are just one of many benefits. You will also be able to camp in some of the most beautiful spots across the entire country when you own your own caravan.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Loans Tailored to You
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Quick and Easy Process
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Personalised Service
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
Trusted Lender
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
Explore Our Other Loan Types
Used Car Loans
For when its time for that new car smell
Jet Ski Loans
For when you want to make a splash
Boat Loans
For feeling the wind in your hair
Motorcycle Loans
For the times you want to rev your engine
Choose a loan
with purpose
See how our quick auto loan system made Cassie’s dreams come true
Caravan loan questions
Can you get finance on a caravan?
When considering the purchase of a motorhome, individuals typically require motorhomes finance, or loans for motorhome, to fund the acquisition. Tailored finance for a motorhome from Rapid Loans is available to cater to this need. Motorhome loans are typically secured loans that use the motorhome itself as collateral. This arrangement allows borrowers to access our secured vehicle loans with flexible repayment terms. Motorhome finance is available for both new and used motorhomes, enabling borrowers to choose the option that suits their preferences and budget. The benefits of getting motorhome finance are considerable, allowing you to start enjoying your motorhome adventure immediately, without having to wait to save up the full amount. Loans for motorhomes from Rapid Loans allow Australians to hit the road sooner and start creating amazing memories.
Am I eligible for a caravan loan?
To determine if you are eligible for a caravan loan in Australia, there are a few important factors you should consider before taking out a loan for a caravan.
Credit score: Typically, a minimum credit score is required to be eligible for a loan. A good credit score can increase your chances of being approved and can also result in a lower interest rate.
Income: To take out any kind of loan, you will need to ensure you have proof of income. Lenders like us at Rapid Loans, consider your income when evaluating your eligibility. Generally, we require a minimum income and proof of income, such as payslips or tax returns.
Employment status: We know that sometimes being employed on a constant basis is hard if you’re a tradie or in a profession that fluctuates a lot. We do like to see that you have steady employment before approving your caravan loan, but again, we’ll assess every application on an individual basis. If you are self-employed or have a history of unstable employment, you may have difficulty getting approved for a loan.
Age: If you wish to take out a caravan loan with us at Rapid Loans, you will have to be at least 18 years of age.
Debt-to-income ratio: This ratio compares your monthly debt obligations to your monthly income. We want to ensure that you can comfortably afford the loan repayments and may limit the loan amount based on this ratio.
At Rapid Loans, this is what we are looking for when you apply for a caravan loan. Keep in mind it is important to review the specific requirements you are considering and to check your credit score before applying for a caravan loan.
Can I get approved for a caravan loan if I have bad credit?
It is possible to get approved for caravan finance in Australia if you have bad credit. However, it may be more difficult, and the loan terms for your new caravan loan may not be as favourable as they would be if you had a good credit rating.
At Rapid Loans, we look at all applications individually to ensure we exhaust every option to help you get a camper van loan.
At Rapid Loans, we offer secured caravan loans which help us provide finance to people with lower credit ratings. If this is you, we may ask you to have a co-borrower or ask for a larger deposit when you first take out your caravan loan. It’s important for you to read the terms and conditions offered and to be upfront about your credit history when applying for a loan.
If you have bad credit, it’s also a good idea to work on improving your credit score before applying for a caravan loan. This may involve paying off outstanding debts, disputing errors on your credit report, avoiding new debt, and paying any bills or loan payments on time and on a regular basis. Improving your credit score can increase your chances of getting approved for a loan and may result in better loan terms.