Loans as they should be
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Borrow up to $45,000 for a new or used vehicle
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Simple online application
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Loan terms from 24 to 60 months
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No early repayment fees
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Two weeks conditional pre-approval
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Fast finance – funds typically disbursed within 24 hours of approval
Learn more about Car Loans Adelaide
Looking for a car loan in Adelaide? Whether you’re buying your first car, upgrading to a family SUV or looking for a reliable vehicle for work, Rapid Loans offers secured vehicle loans that may be used to help finance eligible new and used vehicles. Our online application process is straightforward, with flexible options for loan amount, loan term and repayment frequency.
From Glenelg to Mount Barker, we’re here to help South Australians access straightforward car finance, with loan amounts from $5,000 to $45,000, subject to our credit eligibility criteria and approval. Discover how simple it can be to apply for a car loan in Adelaide today.
At Rapid Loans, when you apply for a car loan in Adelaide, you are applying for Rapid Loans’ secured vehicle loan product. All applications are subject to our credit eligibility criteria and approval. Terms and conditions, fees and charges apply.
Car Finance for Adelaide Drivers
Whether you’re commuting into the Adelaide CBD, travelling between suburbs for work or planning a weekend escape through the Adelaide Hills or Fleurieu Peninsula, having a reliable vehicle can make everyday travel easier. Rapid Loans offers secured vehicle loans that may be used to help finance a wide range of eligible new and used vehicle purchases.
Fixed interest rates and weekly, fortnightly or monthly repayment options provide certainty about your repayment schedule throughout the loan term.
Rapid Loans has been helping Australians access vehicle finance since 2003. Whether you’re purchasing from a dealership in Mile End or a private seller in Salisbury, applying for a car loan is straightforward, with many applicants completing our secure online application in just minutes.
Loans for New and Used Cars in Adelaide
Whether you’re purchasing your first vehicle or replacing your current one, a Rapid Loans secured vehicle loan may be used to help finance eligible new and used vehicles.
Our Adelaide car loans can be used to finance eligible vehicles purchased through:
- Licensed dealerships
- Online vehicle marketplaces
- Private sellers
Loan amounts range from $5,000 to $45,000, subject to our credit eligibility criteria and approval. Our secured vehicle loan may be used to finance a wide range of eligible vehicles, including hatchbacks, sedans, SUVs, utes, vans and 4WDs.
Not sure how much you can borrow? Eligible applicants may receive conditional pre-approval for up to two weeks, helping you compare vehicles within your indicative borrowing limit.
How to Apply for an Adelaide Car Laon
Applying for a secured car loan with Rapid Loans is completed entirely online, making it easy to apply from anywhere across Adelaide or South Australia.
Here’s how the process works:
Apply online – Complete our secure online application with your personal details, income information and the amount you’d like to borrow.
Application assessment – Our team will assess your application against our credit eligibility criteria and contact you if any additional information is required. Eligible applicants may receive conditional pre-approval, allowing you to begin shopping with an indicative borrowing limit in mind.
Provide supporting documents – We may request proof of identity, proof of income or details about the vehicle you intend to purchase.
Settlement and funding – If your application is approved and your loan settles, funds will be provided in accordance with your loan agreement to assist with your eligible vehicle purchase.
Whether you’re in Glenelg, Norwood, Salisbury, Marion, Mount Barker or anywhere across Adelaide, our online application process makes it easy to apply wherever you are.
Conditional Pre-Approval Before You Shop
Finding the right vehicle is easier when you already know your budget. Conditional pre-approval gives eligible applicants a clearer understanding of how much they may be able to borrow before they start comparing vehicles.
It can also provide greater confidence when negotiating with dealerships or private sellers, helping you focus on vehicles that fit comfortably within your indicative borrowing limit.
Apply online today to explore your vehicle finance options.
Secured Car Loans Explained
If you’re comparing car finance options, it’s helpful to understand the difference between secured and unsecured loans.
A secured vehicle loan uses an eligible registered vehicle as security for the loan. In many cases, this will be the vehicle you’re purchasing.
An unsecured loan does not require a vehicle or other asset to be offered as security. Depending on the lender and loan product, unsecured loans may have different lending criteria, loan limits, interest rates and fees.
At Rapid Loans, all vehicle loans are secured. Our secured vehicle loans feature fixed interest rates, loan amounts from $5,000 to $45,000 and flexible repayment options, subject to our lending criteria and approval.
If you have any questions about secured vehicle loans or the application process, our team will be happy to help.
Why Choose Rapid Loans for Your Adelaide Car Loan?
Since 2003, Rapid Loans has helped Australians access finance through a straightforward lending process.
When you choose Rapid Loans, we offer
- Loan amounts from $5,000 to $45,000
- A simple online application process
- Fixed interest rates
- Flexible repayment frequencies
- Conditional pre-approval for eligible applicants
- No early repayment fees
- Friendly customer service support
Whether you’re commuting across Adelaide, travelling for work or upgrading your family vehicle, Rapid Loans provides secured vehicle loan products for eligible vehicle purchases, subject to our credit eligibility criteria and approval.
How It Works
1. Apply Online
Get started with our simple online application and be on your way in just a few clicks! Our secure online platform keeps your information safe.
2. We’ll Get In Touch
Your application will be reviewed and one of our friendly loan consultants will be in touch soon! We’re here to help.
3. Receive Funds
We take our commitment to being fast seriously! If you applied in the morning and were approved, your funds could be available the very same day.
Why go with Rapid for your loan?
Designed for Simplicity
Our auto and personal loan products are designed to make borrowing simple, with flexible options for loan amount, loan term and repayment frequency.
Fast Online Application
Our online application takes just minutes, and our secure online portal makes it easy to upload your supporting documents quickly and conveniently.
Real People, Ready to Help
Our dedicated Customer Service team is here to help. From application through to settlement, we’re committed to making every interaction easy to understand and supportive.
50,000 Customers and Counting
We’ve helped more than 50,000 customers access finance. Our experienced team understands that life isn’t always straightforward and is here to support you throughout the process.
Explore Our Other Loan Types
Used Car Loans
For when its time for that new car smell
Motorhome Loans
For when it’s time to hit the open road
Secured Loans
For when you want to realise your dreams
Personal Loans
For when you want to start living
Auto loan questions
How do I buy a car that is under finance?
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.
What car loan terms do you offer?
Rapid Loans offers secured vehicle loan terms from 24 to 60 months, with loan amounts ranging from $5,000 to $45,000. Your approved loan term and loan amount will depend on your individual circumstances, the vehicle being financed and our lending criteria.
How much can I borrow for a car in Adelaide?
Rapid Loans offers secured vehicle loans from $5,000 to $45,000 for eligible new and used vehicles, subject to our lending criteria and approval.
Eligible applicants may receive conditional pre-approval for up to two weeks, providing an indication of how much they may be able to borrow while searching for a vehicle. Before applying, you can learn how the process works and organise any supporting documents to help complete your online application.
What does pre-approval mean?
If you’re still searching for a vehicle, you may be eligible for conditional pre-approval. This provides an indication of how much you may be able to borrow, subject to meeting the conditions of your application and final approval.
Conditional pre-approval can help you understand your indicative borrowing limit while comparing eligible vehicles. Once you’ve selected a vehicle, we’ll complete the assessment of your application, confirm that any outstanding conditions have been met and, if approved, finalise your loan documentation before settlement.
Do you charge early repayment fees?
No. Rapid Loans does not charge early repayment fees. You can make additional repayments or repay your loan early without penalty. Paying your loan off early may reduce the total interest payable over the life of your loan.
Do you offer fixed interest rates?
Yes. Rapid Loans’ personal and vehicle loans have fixed interest rates, which will be outlined in your loan contract. Your interest rate will depend on factors such as your approved loan product, loan amount and individual financial circumstances.
How long does it take to receive funds?
We aim to review applications quickly, and if approved, funds can be disbursed as quickly as the same or next business day. To prevent unnecessary delays, please ensure you fill out the application form with all documents required.
Hear from our happy customers
Learn how our loan system makes borrowing easy, quick, and hassle-free.