If you’re looking for a car loan in Adelaide – Rapid can help with financing it. When you’ve reached the exciting milestone of looking for a new car – whether it’s your first or replacing something that doesn’t suit your lifestyle anymore, we offer flexible car loans that make it easy to get behind the wheel of a vehicle you really want – along with support from a trusted lender that’s been helping Australians since 2003. With an easy online application process, getting car finance in Adelaide has never been more straightforward.
When you’re ready to get into a new car, you want to focus on finding the right one – not worrying about weighing up finance and funding options. If you find the perfect car and want to organise payment as quickly as possible, Rapid makes it easy. With a transparent online application process, all you need to do is submit some information and – if successful – we’ll often dispense the funds into your account within 24 hours. Whether you need a car for work, or just something bigger than your current vehicle for a growing family, our flexible finance options provide peace of mind without the hassle for drivers in Adelaide.
Do away with the long lines at a bank, or sifting through complicated repayment plans, Rapid makes it simple to apply – all with clear and easy to understand repayment options. We can help you finance both new and used cars – including options from dealerships, second hand showrooms or even a private seller. Once your loan is approved and settled, the funds are transferred directly to the dealer or private seller so you can arrange collection or delivery of your vehicle. It’s a simple, secure way to move forward.
If you’ve heard anything about us from friends interstate, or you’ve already looked through the testimonials of our existing happy customers, the process is just the same when you’re applying for car finance in Adelaide. You’ll get started by completing our quick online application, where you’ll need some basic information like a valid form of ID and proof of income. You can also let us know how much you’d like to apply to borrow, with car loans starting from $5,000.
From there, our dedicated team will assess your details based on our lending criteria. We offer a two-week conditional pre-approval on car loans, so you know your price range when shopping around. Once you find the car you want, and your application meets the outlined conditions, we finalise the loan and transfer the funds so you can purchase your vehicle – often within the same day. The entire process is designed to be fast, clear, and stress-free – just the way it should be.
For the ultimate, straight-forward experience when you’re buying a car in Adelaide, we recommend getting pre-approval. Not only does it give you more confidence when you’re looking for prospective cars to purchase, it also means you’ll already know how much you can afford, while also expediting the process. Our pre-approval process is simple and gives you the power to negotiate and buy on your terms.
We’ve helped over 50,000 Australians achieve their goals, giving the buying power they want with easy to understand loans with flexible repayments. We can help you get behind the wheel with trusted car finance that matches your needs and circumstances. Adelaide drivers choose us for our straightforward approach and speedy, helpful customer service. We offer car loans of over $5,000, and there are no penalties if you choose to repay early. Everything is handled online, reducing the time and effort you need to spend on getting approved – we’re here when you need us.
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
For when its time for that new car smell
For when it’s time to hit the open road
For when you want to realise your dreams
For when you want to start living
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.
Our loan terms vary from 24 to 60 months with loans ranging from $2,001 up to $50,000. This will depend on the product, loan amount and other factors.
Car loan amounts start from $5,000. The total amount you’re eligible to borrow will depend on your financial situation and our assessment process, which takes into account your income, credit history, and other factors.
Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalised with any conditions being met to receive final approval, contracts signed and funds disbursed.
No – which is one of the many benefits of getting car finance in Adelaide with Rapid. We’ve made repayment plans as simple as possible, with the option to repay early if you have the ability to do so – with no extra costs associated.
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
We aim to review applications quickly, and most of our customers get an answer within 24 hours. Once you’re approved, we’ll typically send the money to the car dealer or private seller within the same day approval occurs, making it simple and straightforward and get your new car quickly.