Need funds for a new car? Here at Rapid Loans, we understand how tricky it could be to find a good car loan option. That’s why we couldn’t be happier that you’re reading this page now.
From $5,000 to $55,000, our online car finance options will be tailored to your specific needs. The Rapid Loans process is simple yet secure, fast yet friendly. Simply apply online and our efficient, helpful loan consultants will help find a beneficial car loan solution for you.
No matter what kind of car you want, our goal at Rapid Loans is to get you into it through a process that is as stress-free as possible. Maybe you’re eyeing a Toyota Camry or dreaming of that Mazda 3. We know Australians love to get on the road and buying your personal choice of vehicle should be an exciting and happy process, not stressful.
To make it easier for you, we’ve made it simple with our range of flexible Car Loans Adelaide options. All you have to do is fill out our online car finance form. If everything in your loan application is in order, your application might be approved within hours.
A secured car loan is an agreement where the vehicle being purchased is the security for the loan. If you fail to make repayments on a secured loan, the asset/security may be taken as part of the agreement and sold. The proceeds of the sale will be used to cover the outstanding balance on the loan.
Secured car loans often have a lower interest rate compared to unsecured car loans. Unsecured car loans are loans not secured against an asset. They are often offered at lower borrowing amounts and higher interest rates.
Rapid Loans offers only secured car loans. Once you’ve chosen your car, simply provide the relevant details and review your contract before signing to seal the deal!
We all depend on our vehicles for many reasons. It is very important that our car is always reliable and performing well.
Did your present vehicle break down? Are you experiencing issues with your car? Maybe you think it’s time to upgrade but you do not have enough funds. The solution: Rapid Loans Car Loans.
Whether you want to buy a used car or a new one, we are here for you. We understand that investing in a vehicle can be overwhelming, but here at Rapid Loans, we are committed to reducing your stress through our simple car loan application process and knowledgeable team members.
Are you a business owner who’d like to purchase a new vehicle to run your business? Rapid Loans can help with the right car loan option for you. Contact us and see how we can help your business flourish.
Rapid Loans has been one of Australia’s most trusted lenders since 2003. We pride ourselves when it comes to helping people like you access car loans efficiently, and on a deeper level, achieve your personal dreams. Since our beginning, we have helped thousands of people from across the country drive away happy.
Our ability when it comes to Car Loans Adelaide assistance and service knows no bounds! Every customer and every car financing goal is important to us, and it’s our priority to help people achieve their goals and dreams. All our consultants are professional and dedicated to helping you, and are knowledgeable in all facets of loans for our clients. You can expect personal and friendly yet efficient service no matter which consultant will assist you. Our head office is right here in Australia, and you’ll only ever speak to real people.
The car loan market is a competitive market and the different car loan options available can seem overwhelming. At Rapid Loans, you will have the necessary information, understanding, and confidence you need to make the right decision for you and your needs. All our fees and rates will be stated clearly in your contract so you can consider your options with no surprises.
With us, you can expect to be well taken care of to help you get your dream car through one of our car loan options.
The satisfaction of our customers is at the core of our services. This is why we put our best foot forward each day to provide you with a convenient and efficient process each step of the way. Loan processes can be cumbersome, but at Rapid Loans, your borrowing journey will be a smooth ride.
If you have any questions, hesitations, or concerns, feel free to reach out to us and one of our approachable and helpful team members will assist you. Take as much time as you need to determine if a car loan is the right option for you.
Now you can finally get to ride your desired wheels without the long wait – we’re imagining that new car smell already. Contact Rapid Loans today.
Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.
Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.
Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!
We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.
For when its time for that new car smell
For when it’s time to hit the open road
For when you want to realise your dreams
For when you want to start living
When you are buying a second-hand car privately, it is essential to check whether a finance institution holds any security against it. We can find out this information by running a PPSR check on the vehicle you want to purchase. As the car you are purchasing acts as security for your loan, the seller will need to repay their original finance company before the sale can go ahead. There are two ways to do this.
The first is that the seller can obtain a payout quote from their financier, repay the outstanding amount and provide proof that the final payment has been made. The second way is that if they are relying on the sale of the car to repay the financier, then they can provide the official payout document to Rapid Loans and we will disburse funds straight to their financier as part of the new car loan. If there are additional funds from the sale leftover after the original loan is paid out, those will then be disbursed to the seller.
Our loan terms vary from 24 to 60 months with loans ranging from $2,001 up to $50,000. This will depend on the product, loan amount and other factors.
A balloon payment is a significant extra payment made on your loan that is greater than your normal repayment. A balloon payment can be made at any time of the loan term and will reduce the loan term and interest charges for that loan. We do not require balloon payments at Rapid Loans, however the option is available to you to make extra repayments without incurring any fees.
Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalised with any conditions being met to receive final approval, contracts signed and funds disbursed.
No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.
Yes, personal and car loans from Rapid Loans have a fixed interest rate outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.
No, Rapid Loans doesn’t have branches in Sydney but we’ve still got your back. Our secret lies in our turbocharged online application which cuts out time consuming physical paperwork or complicated document transfers.
The best part is that whether you’re surfing Bondi Beach or getting up close with koalas at Taronga Zoo, Rapid Loans is just a click away.
Since 2003, Rapid Loans has been giving drivers like you the green light on their car dreams so get in touch with us today for a fast Sydney car loan.
Yes, Rapid Loans offers other secured personal loans for:
There are so many advantages to getting a cash loan with Rapid Loans, from the hassle-free application process to the convenience of talking with one of our Australian loan consultants within 24 business hours. Our fixed interest rates also mean that your repayments won’t catch you off guard and there are no pesky fees for early payouts or additional repayments.
Our friendly team is ready to assist you in finding the right loan type for your specific needs, making the process of navigating life a breeze.
No, you don’t have to use your loan to buy a car in Sydney. We’ve got your back whether you’re eyeing a muscle car from Batemans Bay, an electric vehicle from Newcastle or a luxury cruiser in Wollongong.
We offer Sydney car loans from $5,000 up to $50,000 to help you turn the car you’re thinking about into the car you’re driving. The best part is that it’s not only for cars, our secured vehicle loans cover shiny new motorbikes, caravans for epic road trips, jet skis that scream adventure and more!
No, you don’t have to live in Sydney to take out a bad credit car loan with Rapid Loans. We’ve actually got the whole of Australia covered whether you’re in Adelaide, Brisbane or Darwin.
To apply for a vehicle loan anywhere in Australia, you’ll need to be over the age of 18, either an Australian citizen or a permanent resident, and earn some form of income. You’ll need documents to back this up of course, but these can be uploaded online using our simple and secure portal. We’ll just need a copy of your driver’s licence, two payslips and a recent bank statement.
If you’ve got questions, let us take the wheel and we’ll guide you through the application process.