How It Works

Apply online in minutes and get a quick decision on your finance.

Three simple steps for faster finance

1. Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

2. We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

3. Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

What you’ll need

We like to keep things simple around here, so the documents we ask for are based on three key areas:

  • Your identity: Verifying who you are.
  • Your circumstance: Understanding your income and expenses.
  • Your lifestyle: Ensuring the loan is the right fit for you.

Some examples of what you may need to supply are: photo ID, recent bank statements and recent payslips. These can be uploaded directly via our secure online platform, or provided to your loan consultant.

Who you’ll work with

All applications are reviewed by our dedicated in-house loan consultants. In order to finalise your loan, a consultant will give you a quick call or email to go over a few details. During this follow-up, we may need to clarify certain aspects of your application or documentation. This step helps us find the best loan solution for you.

Our consultants are professional, understanding and only request the information necessary to move your application forward. They’re the ones you want on your side when you need finance, and fast! Once approved, funds are typically transferred on the same or next business day.

Why choose Rapid?

Loans Tailored to You

Our auto and personal loan products were created with our customers in mind. We live in the real world too, so we created flexible loan solutions to suit most circumstances.

Quick and Easy Process

Our online application takes just minutes and our secure online portal allows you to upload your essential documents quickly and conveniently.

Personalised Service

Like everything at Rapid, we make sure dealing with our professional customer service representatives is straightforward and simple. We’re here for you!

Trusted Lender

We’ve funded loans for over 50,000 happy customers to make life happen. Our people are experienced, professional and understand that life isn’t always straightforward.

Hear from our happy customers

Learn how our loan system makes borrowing easy, quick, and hassle-free.

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Road Ahead