The open road awaits

Are you longing for an easy weekend escape, or are you planning the ultimate lap around Australia? Rapid Loans offers secured vehicle loans that may help eligible borrowers finance a caravan purchase.

When you apply for a ‘caravan loan’, you are applying for our secured vehicle loan product which can be used to purchase a caravan or other registered vehicle.

Finance a Caravan in Australia

Looking to finance a caravan in Australia? We provide finance to eligible borrowers across Australia, from Brisbane, Melbourne, Sydney, and beyond.

If you’re keen to get out on the road sooner, in many cases, applicants can complete our simple online application in just minutes and receive an outcome within one business day.

Quick and Easy Caravan Loan Application Process

At Rapid, we understand that applying for finance can sometimes feel overwhelming. That’s why we’ve streamlined the process to make it straightforward and completely online. Whether you’re buying a brand-new caravan or a second-hand model from a private seller, we’re here to help eligible borrowers move quickly from browsing to towing. 

Here’s how it works:

1. Apply online: Upload documents online and complete a simple application form 
2. Application assessment: Our team will be in contact with you soon, often within one business day
3. Secure your loan: If approved, funds will be transferred to complete your purchase.
4. Hit the road: Enjoy your adventures with a fixed repayment schedule. 

We keep it simple so you can stay focused on the journey ahead. 

Caravan Loan Options

We offer secured vehicle loans with flexible options for loan amount, loan term and repayment frequency. Because they are secured vehicle loans, security is required over an eligible registered vehicle in accordance with our lending requirements.

A caravan loan from Rapid can be used to finance a wide range of eligible new and used caravans, as well as camper trailers.

We understand that no two adventures are the same. That’s why we offer loan amounts from $5,000 up to $45,000, with loan terms from 24 to 60 months, subject to approval.

Am I Eligible for a Caravan Loan?

If you’re considering financing a caravan or camper trailer, you may be able to apply for a Rapid secured vehicle loan. To apply, you’ll generally need to:

• Be at least 18 years old.
• Be an Australian citizen or permanent resident.
• Have a regular source of income.
• Provide information about your financial circumstances and the registered vehicle you’ll be using as security.

A previous credit issue or decline with another lender doesn’t automatically prevent you from applying. Every application is assessed individually against our lending criteria and responsible lending obligations, taking into account your overall financial circumstances rather than relying on a single factor.

If you’re unsure whether a Rapid caravan loan is right for you, our team can explain the application process and the information you’ll need before you apply.

What Documents are Needed to Apply for a Caravan Loan?

We’ve made applying for a caravan loan as straightforward as possible. To speed up your application, here’s an example of what you will need to provide to submit your application:

• Proof of identity (valid driver’s licence or passport)
• Proof of income (recent payslips or bank statements)
• Vehicle details (registration)