Frequently Asked Questions

Got questions? We’ve got answers. Check out our FAQs below.

What loan terms do you offer?

Rapid Loans offers loan terms from 24 to 60 months, with loan amounts ranging from $2,001 to $50,000. Available loan terms and loan amounts will depend on the loan product, your circumstances, and our lending criteria and approval.

Do you offer fixed interest rates?

Yes. Rapid Loans offers fixed interest rates on eligible personal and vehicle loans. Your approved interest rate will be outlined in your loan contract and will depend on factors such as the loan product, approved loan amount and your individual circumstances.

Do you charge early repayment fees?

No. Rapid Loans does not charge early repayment fees. You can make additional repayments or repay your loan early without penalty. Paying your loan off early may reduce the total interest payable over the life of your loan.

Will the funds be available the same day?

Once your application has been approved and your loan has settled, funds may be available on the same business day or the next business day, depending on your financial institution and the time your loan settles.

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