Create your backyard oasis

Few things are better on a winter day than getting into a balmy spa, or diving into the cool water of your own swimming pool in summer. If you’ve been thinking it’s about time to make that dream a reality, Rapid Loans offer pool financing to help get you there. 

Whether you want to install a brand-new in-ground pool, get a spa for those cool evenings, or simply upgrade your existing setup, a personal loan from Rapid might be just what you need. Pool financing gives you the flexibility to get your project underway without draining your savings, while also spreading the cost over a longer period of time. At Rapid Loans, when you apply for a ‘pool loan’, you are applying for our secured personal loan product, which can be used to finance the installation of a pool or spa. We may need to use your vehicle as security. With simple online applications, and loan amounts ranging from $2,001 to $45,000, transparent repayments and no early payout fees, explore your options today and get swimming sooner! 

Finance Options for Pool & Spa Projects

Our secured personal pool loans can be used for a range of pool projects. Funds from Rapid Loans can be used for everything from pool installation and fencing, to the extras like decking, heating, filtration, and landscaping or simply to renovate a pool you already have. All applications are subject to our credit eligibility criteria and approval. 

What to Consider Before Applying for a Pool or Spa Loan

Before diving in, it’s worth thinking about a few things prior to submitting your application online. The first is to consider your current financial situation and how feasible repayments on pool financing are. Alongside that, consider what your budget would be for your new (or renovated) pool. 

Get some quotes together first so you have an idea of what everything will cost. Outside of the financial aspect, make sure you’ve researched any local council restrictions and compliance guidelines for pool installation, and ensure you understand all the safety components that will also need to be installed alongside a new pool.

How Pool & Spa Loan Applications Work

Our application process is simple and entirely online, with the process only taking a short time. You can learn how it works before you get started so you can compile all the information you need beforehand. 

Once you’ve submitted all the relevant details, including your ID, proof of income, and some context about your lifestyle and income, we’ll review your application. Everything is assessed on a case-by-case basis, and we aim to get back to our customers as soon as possible with the result of their application. Successful applicants will then receive a contract from us, and once that’s signed, the funds will often be dispensed into your account on the same or next business day. 

Why Choose Rapid for a Pool or Spa Loan

• Rather than emptying your savings account, pool financing can help you spread the costs over time 
• Our fixed repayments and no early payout fees make it simple to track your loan progress 
• We offer flexible loan terms from 12 to 60 months