Finance Your Dream Car

Classic Car Loans & Finance

Owning a classic car is about more than just getting from A to B – it’s about passion, history and craftsmanship.

Whether you’re purchasing a fully restored classic, adding a collector vehicle to your garage or investing in a rare vintage model, Rapid Loans offers secured vehicle loans for eligible classic and collector vehicles.

When you apply for a classic car loan with Rapid Loans, you’re applying for our secured vehicle loan product, which can be used to finance the purchase of a classic car. All applications are subject to our credit eligibility criteria and approval.

Finance for Classic, Vintage & Collector Vehicles

Classic and collector vehicles can vary significantly in age, rarity and value, so financing requirements may differ from those for standard passenger vehicles.

Rapid Loans offers secured vehicle finance for a wide range of eligible vehicles, including:

• Classic cars
• Vintage vehicles
• Collector cars
• Rare or limited-edition models
• Restored vehicles
• Eligible project vehicles
• Eligible imported collector vehicles

Whether you’re buying from a private seller, specialist dealer or auction, our straightforward online application process takes many applicants just minutes to complete.

How Classic Car Finance Work

Applying for a classic car loan is the same to applying for any other secured vehicle loan.

We’ll assess your application based on your financial circumstances and our lending criteria. Depending on the vehicle, we may also require a specialist valuation to determine its market value.

As this is a secured vehicle loan, the loan must be secured against an eligible registered vehicle. In many cases, this may be the classic car you’re purchasing. Alternatively, another eligible registered vehicle may be used as security, subject to our lending requirements.

Our team will explain the process and help you understand what’s required before your application progresses.

Finance for Rare & Older Vehicles

Unlike everyday vehicles, many classic cars become more desirable over time due to their rarity, history or collectability. Whether you’re purchasing a weekend cruiser, restoring a future showpiece or adding to an existing collection, Rapid Loans understands that every classic vehicle is unique.

Our secured vehicle loan can help finance eligible vehicles purchased through:

• Private sellers
• Licensed dealers
• Vehicle auctions
• Classic and specialist car dealerships

Whatever stage you’re at in your search, we’re here to help you find out more about our loan product. Eligible borrowers may be able to access pre-approval to give them an indicative borrowing limit before going shopping.

Why Choose Rapid Loans for Classic Car Finance?

Rapid Loans offers fixed interest rates, flexible repayment options, a fully online application process, no early repayment fees and support from our experienced lending team throughout the application process.

If you’ve found the classic car you’ve been searching for, we’re here to help you take the next step.