car loan experts.

Thinking of getting a new car? Rapid Loans can aid you in financing your new car or vehicle with no hassle, all from the comfort of your home.

We are here to help

Car Loans Brisbane

Are you ready to hit the city streets of Brisbane in your dream car? We know it’s easy to get swept up in the showroom gleam and allure of that new-car smell, which is why our dedicated team is ready to help fuel your car-buying dreams! Loan options are available for new and used cars in Brisbane.

Wherever you find your next car – at a dealer, online, at an auction, or anywhere else, you’re going to need a car loan provider whom you can trust and help you get into the car of your dreams as soon as possible. At Rapid Loans, we are making car loans happen in Brisbane.

Let’s say you’ve found the car you want – it could be one of Australia’s favourite cars or something quite different. With Rapid Loans, you can fill out our quick online car loan application for the full amount of your desired vehicle. If your loan application is approved, you can have the funds you need in a day or two.

We offer up to $50,000 for Car Loans Brisbane. To make it more convenient for you, we’ve made the application process simple, secure, and fast. Just apply online and, if pre-approved, our helpful loan consultants will help you find the car loan solution that suits your needs.

When getting a car loan, you can apply for conditional pre-approval for a specific amount before you go shopping. We can grant up to 2 weeks of conditional pre-approval on your loan. What does pre-approval mean? It means the applicant has already gone through the application process and has been found to satisfy the criteria to get a loan of a specific amount.

Another option is you can find a vehicle, negotiate a price, and then talk to Rapid Loans to access the needed funds.

A Rapid Loans car loan may also be called a “vehicle loan” because it covers other vehicles like trucks, boats, caravans, and motorbikes. Please note that all vehicles must be comprehensively insured for the duration of the car loan.

Rapid Loans has been one of Australia’s trusted  go-to lenders since 2003. For more than a decade, we have helped people like you access car loans efficiently and stress free.

We take great pride in helping thousands of Australians achieve their personal goals such as owning that dream car they’ve always wanted to have. With years of experience in the industry, we bring nothing less than innovative knowledge and convenient loan products to our clients.

As reliable lenders, our clients and their goals are of number one importance to us, and it is our passion to help people like you achieve your vehicle goals.

There’s no dealing with a usual call centre when you choose Rapid Loans. From your first call, you can expect no less than exceptional customer service from one of our professional consultants who will give you straightforward answers and get your application moving.

Throughout your partnership with us, our loan consultants will be your contact dedicated to giving you great service, a suitable loan product, and ongoing support wherever needed.  You can also expect the consultant assigned to you to be knowledgeable in all aspects of our loan products.

We take the time to listen to your particular needs, and our personalised approach will continuously provide a welcoming and safe experience. We understand that each client’s situation is unique and that applying for a car loan can be overwhelming. When you choose Rapid Loans, you will have peace of mind knowing your application is in good hands.

why choose rapid

Quick & Easy Application

Don’t you just dread long and complicated application processes? The good news is you don’t have to fill out a tedious finance application with Rapid Loans. Our highly efficient team has made the process fast and simple, allowing you to do it all from the comfort of your home.

Fast, Efficient Response

Most of our car loan applications take just minutes and our car loan team will be in touch with you the same business days to discuss your application and help keep things moving.

Tailored Car Finance Options

We understand that not all borrowers are the same, and your needs could be different from others. This is why we take the time to learn about you, your lifestyle, and your financial situation.

How it works

Apply Online

Complete our easy online application form. Don’t worry, we only need the important stuff to get you moving.

Upload Documents

Upload your important docs via our secure online platform. We’ll tell you what you need, and it only takes a few minutes.

We’ll Get In Touch

Your application will be reviewed and one of our friendly loan consultants will be in touch soon!

Receive Funds

If approved, have your funds faster than you can say Rapid Loans! If you applied in the morning, they could hit your account the very same day.

We are here to help you

Frequent Questions

Find the answers you are looking for by browsing through a number of questions we get asked a lot.

What is a p.a. comparison rate?

The comparison rate gives you a true understanding of the cost of the loan per year. In addition to interest rate charged, it adds the cost of fees and charges, repayment frequency, loan term and loan amount.

What loan terms do you offer?

Our loan terms vary from 18 to 60 months with loans ranging from $2,001 up to $25,000. This will depend on the product, loan amount and other factors.

What is a balloon payment?

A balloon payment is a significant extra payment made on your loan that is greater than your normal repayment. A balloon payment can be made at any time of the loan term and will reduce the loan term and interest charges for that loan. We do not require balloon payments at Rapid Loans, however the option is available to you to make extra repayments without incurring any fees.

What does pre-approval mean?

Applicants are able to apply for pre-approval for finance before making an offer for a car. Pre-approval means that the applicant has already gone through the application process and has been found that they satisfy the criteria to get a loan of a specific loan amount. This gives the applicant to the reassurance that they can afford a car within a specific budget. When the applicant has found a car to purchase, the loan application can be finalized with any conditions being met to receive final approval, contracts signed and funds disbursed.

Do you offer fixed interest rates?

Yes, personal and car loans from Rapid Loans have interest fixed rate loans outlined in your contract. This will vary depending on a number of factors such as borrower profile, loan product and principal amount.

Do you charge early repayment fees?

No, Rapid Loans does not charge any fees for early payouts or additional repayments on top of the normal repayment schedule.

Does Rapid Loans have branches in Brisbane?

No, Rapid Loans doesn’t have branches in Brisbane.


We always strive to offer a convenient and easy to use loan service, which is why we’re 100% online and use the latest technology to help you get the car loan you want. This means there’s no need to call your bank or spend time scanning documents: we use a secure online portal to make it super easy to share your information safely. Spend less time applying for a loan so you’ve got more time for comparing car features!


Rest assured that since 2003, Rapid Loans has been helping drivers like you access fast car loans effectively and efficiently. Get in touch with us today and start your journey towards new adventures on the road!

Do you have to live in Brisbane to take out a loan?

No, you don’t have to live in Brisbane to take out a loan. To apply for a vehicle loan anywhere in Australia, you’ll need to be:


  • Over the age of 18
  • An Australian citizen or permanent resident
  • Earn some form of income


Our secure online application process allows you to submit your supporting documents online, making it lightning quick for you to gather what you need. Some typical documents we’ll ask for are a copy of your Photo ID, recent payslips and bank statements (supplied automatically through your online banking provider).


We have done everything we can to make this process easy peasy, so you can spend more time car shopping.

Our helpful loan consultants are here for you every step of the way to answer your questions or assist with your application. We’re just a click away! You can also see our FAQs here for some instant answers.

Do I have to use my loan to buy a car in Brisbane?

Your loan doesn’t have to be used on a car in Brisbane, but we will need the details of the car you want to buy to settle your loan. If you’re  pre-approved, you can go shopping for your dream car with confidence – whether it’s a zippy little hatchback on the Sunshine Coast, a rugged 4×4 in Byron Bay or a sleek sedan on the Gold Coast.   With a range of $5,000 to $40,000 on our Brisbane car loans, there’s a solution to fit every kind of driver. Our secured car loans also extends to new and used motorcycles, watercraft, trailers, RVs and more!  

Do you offer other personal loan options in Brisbane?

We do! Rapid Loans provides personal loans to fund all kinds of occasions, such as:
●      Weddings
●      Debt consolidation
●      Medical, dental and vet bills
●      Travel
●      Renovations
There are so many reasons to choose Rapid Loans as your trusted Australian loan provider. Our online application can be completed anywhere in just a few minutes, and is followed up with the personalised service we’re known for.
There are no surprises here, with fixed interest rates and no fees on early payouts or extra repayments. We give you the flexibility to make your loan work for you.
Whether you want to travel the world or renovate your home right here in Australia, our friendly local team of loan consultants are on the phones and ready to help you find the best finance option for you!